Free Legal Advice Philippines

Disclaimer: This web site is designed for general information only and does not create attorney-client relationship. Persons accessing this site are encouraged to seek independent counsel for legal advice regarding their individual legal issues.

Log in

I forgot my password




You are not connected. Please login or register

Hi im new here, tanong ko lang sana if yung mga loan sharks can file an estafa even themselves have no permit to operate from bangko sentral, BIR, and local business permits o kung meron man kulang? thanks po.

View previous topic View next topic Go down  Message [Page 1 of 1]

the question propounded is too vague. Sir, can you please give us more facts to help us answer your question

View user profile
the question propounded is too vague. Sir, can you please give us more facts to help us answer your question.

View user profile

hansboy093081


Arresto Menor
to revise po sir: Can a lender sue a default client even if the lender does'nt have a permit from Bangko Sentral or local permits in line with their financial business?

View user profile
Yes. The lender can file legal action against the borrower, whether civil or criminal, even if the lender has no permit from the BSP and other government agencies.

In any case, it is advisable for your to raise as one of your defenses the lender's lack of permit to operate.

View user profile

hansboy093081


Arresto Menor
ah ok po. maraming salamat. Atleast the cloudy idea is now clear po. thanks attybutterbean bounce

View user profile
I have a different take on the issue of using the lack of permit to operate defense.

I think the borrower is not the proper party to raise this issue as the subject matter of the inquiry is the fact of not being able to pay debt to the plaintiff debto or in case is estafa, the fact that one defrauded the lender. Secondly, the borrower is estopped from raising the lack of license to operate on the part of the lender.

View user profile

girlie


Arresto Menor
Sa anong grounds po naging estafa at naging criminal offense ang utang sa lending? Paano po maprove and fraud? Thanks

View user profile

ANZUS


Arresto Menor
related topic din po. Ganito po ang situation:yun middleman ng financier ang ka-transact nmin kapag nag borrow kmi, tapos kapag nagpapasabi kami na kukuha ang sagot "wala di pa nagpapahiram dami pa nka-pila". Yun pla ang middleman ang humiram ng pera at ginamit pa 3 tao sa family namin dun sa financier. Tapos di na sya nakakabayad last Oct 2009 pa, kya syempre iba tuloy ang impression sa amin. Hanggang nagpunta na yun Financer sa amin at nagtatanong kung panu na mababayaran yun hiniram na pera. Sagot namin wala na kaming nakuha at matagal na kaming bayad. Meron ba kaming course of action against dun sa middleman? sana po ay makatulong kayo sa amin. Salamat po

View user profile

Sponsored content


View previous topic View next topic Back to top  Message [Page 1 of 1]

Permissions in this forum:
You cannot reply to topics in this forum