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buying a house and lot with remaining loan

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1 buying a house and lot with remaining loan on Thu May 03, 2012 6:48 pm

mom_anne


Arresto Menor
bibili kasi kami ng house and lot ng asawa ko. ang napag-usapan namin ng seller ibabalik lang namin yung mga nagasatos na nila at kami na yung magbabayad ng natitira pang loan nya. ngayon ang problem di namin alam kung anong kasulatan ang gagawin para mapagtibay yung napagkasunduan namin. una naming napag-usapan purchase of agreement dun isusulat namin yung mga napag-usapan namin at mga conditions tapos naming mapirmahan yun ipapa-notaryo namin. now may nag-advice na "deed of sale with assumption of mortgage" na lang ang gawin kaya lang base sa pagkakaintindi ko pag ganyan involved yung bank kung saan nag loan yung seller. wala kasing ITR ang asawa ko (contratual kasi sya) kaya alam naming di namin mami-meet yung requirements na hihingin nila at yung isa " deed of sale with condition". ano po ba sa tatlong nabanggit yung dapat naming ipagawa? syempre po gusto naming masecure yung rights namin sa house and lot nabibilhin namin. hope you can help me

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teri503


Arresto Menor
mom_anne wrote:bibili kasi kami ng house and lot ng asawa ko. ang napag-usapan namin ng seller ibabalik lang namin yung mga nagasatos na nila at kami na yung magbabayad ng natitira pang loan nya. ngayon ang problem di namin alam kung anong kasulatan ang gagawin para mapagtibay yung napagkasunduan namin. una naming napag-usapan purchase of agreement dun isusulat namin yung mga napag-usapan namin at mga conditions tapos naming mapirmahan yun ipapa-notaryo namin. now may nag-advice na "deed of sale with assumption of mortgage" na lang ang gawin kaya lang base sa pagkakaintindi ko pag ganyan involved yung bank kung saan nag loan yung seller. wala kasing ITR ang asawa ko (contratual kasi sya) kaya alam naming di namin mami-meet yung requirements na hihingin nila at yung isa " deed of sale with condition". ano po ba sa tatlong nabanggit yung dapat naming ipagawa? syempre po gusto naming masecure yung rights namin sa house and lot nabibilhin namin. hope you can help me


1. Deed of Sale with Assumption of Mortgage.

2. Special Power of Attorney (SPA) to be executed by the seller.

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