Year 2007, i had an opportunity to work in dubai as a technical assistant. 6 months later since i started working, a bank agent approach me and offered a salary loan package.
i was convinced to avail the offer. I filed an application and submitted the required formalities. One of their requirements is to fill and sign a blank check with no date. They provided the check since i dont have any maintained checking account. My application was then approved and i received the loan amount and payable in 48 months. In 18 successive months after the release of my loan, i promptly paid my monthly amortization. However when a tragic situation happen to the company where i work, things goes very difficult for me to sustain my loan payment obligation because the company where i work, fails to pay my salary for 4 consecutive months. This prompted me to leave dubai and went back home. Eager to go back in dubai and work for another employer so that I can pay my obligation to bank, but failed to get a new employer. Until now, im still jobless. there is no way i can pay back my loan. The bank is now chasing after me to collect my obligation. They hired a collecting agent based in my home country. CAN THE BANK FILE A CRIMINAL CASE AGAINST ME? IF SO, WHERE THE CASE COULD BE FILED? Pls. enlighten me.