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ESTAFA case on credit card

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1 ESTAFA case on credit card on Thu Jul 19, 2012 1:41 pm

JS101


Arresto Menor
Good afternoon AttyLLL,

I have an outstanding loan in a certain bank since last year 2011. Wala naman po ako plano takbuhan ito but after our family problems since naoperahan father in law due to his prostate cancer and liver problem sobrang nahirapan po talaga kami and for now wala din po ako work, married with 1 child. I have been receiving text message to this certain law office that they will file a criminal case to me ESTAFA. Hindi naman po ako makasagot dahil natatakot na ako and honestly for this time I can't afford to pay them. After a month nag text ulit sa akin na may PENDING CRIMINAL CASE na daw po ako and it's subject for issuance of court summons/subpoena scheduled July 20, 2012. And that my name and picture will be circulated/published to leading newspaper (as noticed to the public), and now my question is would all that be possible?

They are requesting me to anticipate all of this by calling Metropolitan Trial Court 02-381-6874 but when I did some research this number doesn't exist in any of the MTC offices.

What is the best way to approach this because I want to pay on the option I can afford. Really need your advice ASAP!

Thanks and regards,
JS101

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2 Re: ESTAFA case on credit card on Sat Jul 21, 2012 2:49 am

alexisbantilan


Reclusion Perpetua
There just a collection agency, best way is to negotiate directly to the bank.

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3 Re: ESTAFA case on credit card on Sun Jul 22, 2012 10:33 pm

concepab


Reclusion Perpetua
JS101 wrote:Good afternoon AttyLLL,

I have an outstanding loan in a certain bank since last year 2011. Wala naman po ako plano takbuhan ito but after our family problems since naoperahan father in law due to his prostate cancer and liver problem sobrang nahirapan po talaga kami and for now wala din po ako work, married with 1 child. I have been receiving text message to this certain law office that they will file a criminal case to me ESTAFA. Hindi naman po ako makasagot dahil natatakot na ako and honestly for this time I can't afford to pay them. After a month nag text ulit sa akin na may PENDING CRIMINAL CASE na daw po ako and it's subject for issuance of court summons/subpoena scheduled July 20, 2012. And that my name and picture will be circulated/published to leading newspaper (as noticed to the public), and now my question is would all that be possible?

They are requesting me to anticipate all of this by calling Metropolitan Trial Court 02-381-6874 but when I did some research this number doesn't exist in any of the MTC offices.

What is the best way to approach this because I want to pay on the option I can afford. Really need your advice ASAP!

Thanks and regards,
JS101

Talk to the bank. May be you can make an agreement with them that is more reasonable for you.

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4 Re: ESTAFA case on credit card on Thu Nov 15, 2012 10:40 pm

jha101


Arresto Menor
I have this situation also. but in my part, may usapan na kami nang banko about payment terms and nagsimula na ako na makabayad. ang worry ko lang, is it legal padin ba na pumupunta sila sa bahay at patuloy pa sila na nagsasabi na for issuance of court warrant etc though may kasunduan na kami nang bank? nakakatawa lang din na same number na 02 381 6874 ung number na binbigay nila at sa MPd daw un, warrant section at may sasagot na SPO2 lun cervantez. tinry ko isearch yung number sa MPD website pero di siya registered.
fair padin ba sa part ko yung ginagawa nila?

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5 Re: ESTAFA case on credit card Today at 12:01 am

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