I have an outstanding loan in a certain bank since last year 2011. Wala naman po ako plano takbuhan ito but after our family problems since naoperahan father in law due to his prostate cancer and liver problem sobrang nahirapan po talaga kami and for now wala din po ako work, married with 1 child. I have been receiving text message to this certain law office that they will file a criminal case to me ESTAFA. Hindi naman po ako makasagot dahil natatakot na ako and honestly for this time I can't afford to pay them. After a month nag text ulit sa akin na may PENDING CRIMINAL CASE na daw po ako and it's subject for issuance of court summons/subpoena scheduled July 20, 2012. And that my name and picture will be circulated/published to leading newspaper (as noticed to the public), and now my question is would all that be possible?
They are requesting me to anticipate all of this by calling Metropolitan Trial Court 02-381-6874 but when I did some research this number doesn't exist in any of the MTC offices.
What is the best way to approach this because I want to pay on the option I can afford. Really need your advice ASAP!
Thanks and regards,