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Error in Technical Description of a Land Title

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1 Error in Technical Description of a Land Title on Sat Sep 01, 2012 10:47 pm


Arresto Menor

What is the rule in changing one letter (from East (E) to West (W)) in the Technical description of a Land Title?

I was able to get annotation from the Registry of Deeds for this but I am putting the house & lot for collateral for my loan. However, the bank told me that by law, annotation is not honored. Is this true?



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Prision Mayor
In Erasusta vs CA, it was held that... (

Consistently, this Court has ruled that every person dealing with registered land may safely rely on the correctness of the certificate of title issued therefor and the law will in no way oblige him to go beyond the certificate to determine the condition of the property. A person is charged with notice only of such burdens and claims as are annotated on the title. Thus, where there is nothing in the certificate of title to indicate any cloud or vice in the ownership of the property, or any encumbrance thereon, the purchaser is not required to explore further than what the Torrens Title upon its face indicates in quest for any hidden defects or inchoate right that may subsequently defeat his right thereto (State Investment House, Inc. v. Court of Appeals, 324 Phil. 642 (1996).)

It is a matter of judicial notice that a banking institution, before approving a loan, sends its representative to the premises of the land offered as collateral and investigates who are the true owners and possessors thereof.


Good luck po nolliem

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