problem: I want Clear my outstanding balance in PAg-ibig, and avail again House loan.
I bought a row house unit thru pag ibig last 2007. I paid all the monthly amort on time. No overdue.
After 2 years, i sold it to a person ,let say "alex". I sold it because i had to relocate to other province. . Alex paid me and we made a Deed of Sale on 2009. This alex then sold it to another person "barry", on the same year 2009.
I went to pag ibig this 2012 to avail of Loan for a new house.
Pag-ibig said that i have outstanding balance for 3 years since 2009. Pag-ibig is still thinking I own the house.
I just found out that, "barry" did not Transfer the Title to his name--and did not Pay monthly amortization.
Worse,,I Lost my Copy of Deed of Sale and Alex the first buyer cannot be found.
I really feel bad for my ERRORS on this transaction, but also i feel i was a victim. And i really want to correct it,...so i can avail housing loan and have my peaceful house.
Also the deed of sale is being look up by the notary lawyer...but for 2 weeks now, he cannot find the copy also. I alreeady paid him. but he cannot find the copy.