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Back out after paying Downpayment

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1 Back out after paying Downpayment on Sun Sep 16, 2012 1:17 am

vanitygirl


Arresto Menor
Please help naman po.
Bumili kami ng RFO unit sa Cavite and bayad na po yung downpayment namin. Sabi ng developer upon loan release daw e bigyan namin sila ng 30 days para maprocess yung paglipat namin. Nakapagpasa naman ako ng mga requirements. 2 months yung lumipas wala akong update na natanggap, kaya nagdecide kaming mag follow up sa office nila. Dun ko lang nalaman na may problem pala sa sukat ng lote sa contract and dun sa actual kaya daw di naprocess yung papel namin. 77 ang nasa pinirmahan ko pero sa titulo pala e 76 lang. wala man lang kumontak sa akin na ganun pala ang problem at wala akong kamalay malay na di nila inaasikaso yung papel namin. gusto ko na lang mag back out pero natatakot po ako na baka yung na bayad namin para sa downpayment na pera e wala ng matira. ano po ba ang law tungkol dito? patulong naman po para alam ko po yung action na gagawin ko.

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2 Re: Back out after paying Downpayment on Mon Sep 17, 2012 5:15 pm

jekz


Prision Mayor
Read R.A. 6552 Maceda Law

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3 Re: Back out after paying Downpayment on Thu Sep 20, 2012 12:11 am

vanitygirl


Arresto Menor
nakausap ko na po yung camella and they are just willing to return 20K from the 100k na na down ko. parang pinapalabas pa ng admin nila na pasalamat pa ko sa kanila dahil di na nila ichinarge sa akin yung nagastos nila sa pagpapaayus ng bahay na dapat lilipatan ko. sa marketing fee daw napunta ang 60K which is included daw kahit san pa ko bumili.
please help naman po kung may laban ba ko sa ganitong situation. ang akin lang kasi from June to september e walang nag inform sa amin na may changes sa sukat ng lote na binili ko kaya di naproceed ang papers ko. RFO ang kinuha ko kasi gusto kong agad agad makalipat pero tinengga nila ng matagal. So instead na tumuloy ako i decided to back out na lang dahil nawalan na ko ng gana sa kanila. since kasalanan nila dapat ibalik nila yung naibayad ko. possible po ba ito?

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4 Re: Back out after paying Downpayment on Thu Sep 20, 2012 12:21 am

jekz


Prision Mayor
Read PD 957 Sec. 23 i think it can help you to refund I quote "Non-Forfeiture of Payments. No installment payment made by a buyer in a subdivision or condominium project for the lot or unit he contracted to buy shall be forfeited in favor of the owner or developer when the buyer, after due notice to the owner or developer, desists from further payment due to the failure of the owner or developer to develop the subdivision or condominium project according to the approved plans and within the time limit for complying with the same. Such buyer may, at his option, be reimbursed the total amount paid including amortization interests but excluding delinquency interests, with interest thereon at the legal rate."

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5 Re: Back out after paying Downpayment on Thu Sep 20, 2012 1:19 am

vanitygirl


Arresto Menor
thanks sir for your reply makakatulong po ito sa akin. how about po kapag mali yung sukat ng lote base sa pinirmahan ko nung nag pareserve ako like in my case 77 po kasi yung nasa reservation form then yung nasa title daw ngayon is 76 sqm lang, valid reason naman din po ba yun lalo di ako ininform agad ni developer na ganun ang nangyayari? di din naman ako nag agree na pabor ako sa descrepancy na yun at wala akong agreement na pinirmahan regarding sa changes na nangyari. nawalan na ako ng gana sa kanila at wala na talaga akong balak i pursue yun after all?

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6 Re: Back out after paying Downpayment on Thu Sep 20, 2012 2:30 am

jekz


Prision Mayor
Read my last comment

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