I would like to seek help regarding my existing loan, I am so desperate and worried, hope you can allot a little of your time.
My existing loans were bulk of credit cards, chinabank personal loan. When I talked to the lawyer I know, his advice was prioritize chinabank bank since there are checks involved. With credit cards, that’s civilly liable, I can negotiate it if I have enough cash to fully pay then request for a certificate.
My problem is, it’s been more than six months or almost a year that I haven’t paid my personal loans in chinabank. What will I do? Am scared to call up the bank they might harass me or force me to pay. I once had an arrangement and I wasn’t able to constantly follow. I don’t have enough money to pay off my personal loan I could only pay a little. And I don’t want to be in jail. Please help.