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Does the Lending comp. entitle to file me a case at the NBI because of not paying the unpaid balance?

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Arresto Menor
Hi i was once an OFW, i barrow money fr a Lending Company to pay my placement fee and to have some money left for my family. When i was in abroad i pay them regularly, But unfortunately nagkaroon po ng malawakang resesyon kaya lahat po kami ay napauwi ng pilipinas,hindi ko po kagustuhan n mapauwi kmi nagkataon lng na nagkaroon ng resesyon, nagreport po ako sa kanilang opisina para ipaalam na nakauwi ako at nandito n ako, hinihingan po nila ako ng 6k buwan buwan kaya hindi ko na cla nabayaran dahil nawalan n rn ako ng trabaho,at hindi ko rin po alam kng san ako kkuha ng pangbayad sakanila, my mga sulat po ako natanggap mula sakanila, galing s legal office nla, binalewala ko lng po dhil nga sa alam ko ndi ko nmn kagus2han kng napauwi ako, ngaun po ay my trabaho na ako, at kailangan ko po kumuha ng NBI, natatakot po ako kng my record n mag appear s NBI ko, kya ang tanong ko po, pwede po b nla ako kasuhan dahil po sa hindi ko pagbayad ng utang? salamat po at malaking tulong po kng masasagot nio po ako.

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