May nareceive po ako a few days ago ng demand letter from a law office, saying na nagcomaker daw ako for someone, and ngayon sinisingil ako ng outstanding loan nung tao na umabot na ng Php 200,000 (including penalties and interests). This person was my office mate from my previous job. I left that job in 2006, so this loan is most likely at least 6 years past due.
1. Im not sure If I indeed sign for this person, given that she already had a bad record then. Pwede ko po bang i-contest yun?
2. But if I indeed signed for this person, pwede pa po ba akong habulin nitong bangko, at singilin para sa utang nya? This loan is probably 6 to 7 years past due already. Nakalagay sa letter na marami na daw silang demands from me, pero ngayon lang ako nakareceive ng advise/demand from them, tapos final na agad.
Hope to receive your advice on this matter as this is already affecting my health and my family. Thank you very much in advance.