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credit card loan

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1 credit card loan on Fri Dec 14, 2012 3:59 pm


Arresto Menor
may credit card ako, tapos napunta sa agency.. nagkaron ng special arrangement para payable ung utang ko ng 3yrs. tapos nagsend ako ng postdated check,, until after ng one year ko.. di ko na nahuhulugan ung acct ko, until magclose na sia,, eh pano mangyyari sa mga checks nun? tapos di ko din nbbyran directly ung utang.. ano mangyyari nun? ano pde ko gawin.. kasi sa ngayon umabot na ng 25K ung balance e wala naman ako pambayad... patulong po.. salamat

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2 Re: credit card loan on Sat Dec 15, 2012 1:39 pm


you can be charged with bp22, try to avoid receiving any letters from the bank, or talk to them to work it out.

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3 credit card loan promissory note on Wed Jan 02, 2013 3:25 pm


Arresto Menor
ask ko lang po kasi my acct has been transferred to a third party. and the bank has sent me a promissory note form asking me to pay P45,000 in 3 years (P1,250 every month), while my balance is just P32k). legal po ba un? or is it too high? can i nego the length of payment? and ok lang po bang hindi ko pirmahan ung promissory note and just pay every month? thanks

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