I will go straight to my dilemma. I applied for an HSBC credit card through an agent sa mall (sila yng mga nakatayo na nag-aabang to entice people to apply for a credit card). Anyways, when I told the agent that I might be declined kase I work from home and only part time, he suggested I invent a business to be sure to be qualified assuring me that since I already have an existing credit card from another bank (which I obtained from the bank itself) and have a good payment history, HSBC will not scrutinize too much. Long story short, I got approved and was sent the HSBC credit card. Herein lies the problem. I forgot the exact business name I put in the application form and when I called in to activate the card, the person I was talking to hesitated over the business name. I played it cool and finished the transaction but of course I was feeling guilty and apprehensive.
My question is, what will HSBC charge me with, if any, and what's the corresponding sentence(?) when convicted?
I realize it might be trivial but it worries me kase I'm a single mom and I unfortunately succumbed to the temptation of an additional credit card. I just want to be prepared for whatever may happen.
Thank you in advance for your time.