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unpaid credit card bill

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1 unpaid credit card bill on Thu Feb 21, 2013 6:53 pm


Arresto Menor
Good day sir,
Meron po akong 2 unpaid cc way back 2003. Financial crisis then went abroad. Di ko po nainform banks. CA started to call my family in the PH last week. Don't know which cc company. Called citibank negotiated at pulled out my acct sa law firm daw if I will pay in 3 days. I agreed.
called the hsbc directly to settle also. collection dept emailed me at ang pinapakontak sakin eh collection agency.
Do they have the right po ba na tanggihan ang willingness kong magsettle at ipakontak CA?
Ano po kyang pwede kong gawin para pumayag cla na direct sa bank ko na lang mkipagnegotiate at isettle tutal sa knila utang ko at di sa CA?
Pwede po ba kong tumanggi at iinsist na sa kanila ko gusto makipagnegotiate? as much as possible ayaw ko pong tumawag sa CA.
citibank pumayag naman at binigyan me ng chance pero HSBC sounds like CA na rin eh. SALAMAT PO.

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