I had my last day 3 months ago from my previous company. Since then, they haven't given me my last pay and COE. The problem is that I still have a pending SSS loan with them, and I believe that my last pay would not be enough to pay my SSS loan balance. I also know that there is a 1% penalty per month if amortization is not paid on due date.
My question is, can I ask them to pay the penalty since they've been delaying the process of my last pay?