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car-napping (what actions to take?)

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1 car-napping (what actions to take?) on Thu May 09, 2013 10:33 am

anDre (DXB)


Arresto Menor
good day, i brought a simple motorcycle (china brand) last 2007 on a installment basis. I was working in a Radio Sttn. until I resigned last 2008 therefore my contribution (monthly payment) to the motorcycle stopped since mid 2008. the unit's worth 58,000 (cash) and 92,000 (installment 3 yr term) and i think i only contributed around 30,000.. after my last payment (2008) i never received any calls nor notices from the said Lending Company.. but prior to my last payment i went to the motorcycle store to tell them that there may be some delays as to my contributions since i lost my job but the store said that your motorcycle unit is already paid in our part by the said lending sector that i may explain not to them but to the lending sector..

my partner went abroad so there is this chance to continue my payment in favor to the motorcycle but the problem is when my partner declared na hiwalay na kami, hnidi ko na nabayaran ang motor.. ang pinagtataka ko lang ho ay ni once di man lang tumawag yung taga lending at kompleto naman doon sa documents ko noong nagaaply kumoha ng motorcycle and permanent address ko at Tel and mobile nos. pati sulat walan akon natangap..

then i became an OFW last 2011, meaning i got my passport and NBI with no records on file...

1.) How this be possible?
2.) what are the grounds bakit di ako kinontact? wala rin akong balita kung nagsara yung lending eh ksi lumipat na nga kami ng province..
3.) since wala akong Original Docs ng motorcycle hindi ko talaga na-renew hangang mag-ompisa na syang magluko kasi china nga.. so tumirik ang motor habang pauwi ako sa amin, iniwanan ko lang muna sa gilid ng highway kasi gabi na. kinabukasan kinuha pala ng nakakilala kong parang brooker ng mga mechaniko, so nalaman ko nalang kinuha nya at binuksan na nila yung makina para daw ayusin.. huminge siya ng 3000 para doon sa mga pyesa. noong nabigyan ko di na nagpakita hangang ngayon..

pina-blotter ko po para at least gamitin man nya ng kalukohan at ma-verify na ako mayari at least naunahan ko ng naipa-blotter, na magpapatunay na kinuha sa akin nyan at di na naibalik..

4.) ano po ang pweding habol ko dito o ikaso sa ganito (reiterating po na expire ang motor ko at xerox lang ang hawak kung papel kasi di nga na-fully paid)...

salamat po mga Lawyers!

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