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Resignation but with Floating Money in the company

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Arresto Menor
Sir just want to ask what will be the problem brought if I'm going to render resignation thru email and not appearing in the office? I talked to my immediate boss and he told me that I need to settle first all pending/floating money under my name before I have my resignation granted. The thing is, how can I pay those amount if my salary is not enough for our family daily living, because every cut-off, I only received 1/4 or 1/2 of my every 15th/30th salary? My reason for rendering my resignation is to look for much higher compensation so I can pay certain amount to my floating money in our office.
My boss also told that in order to avoid suing me for my floating money, I have to pay the full amount which is I can't pay in one time payment.
Please enlighten me so I know what I have to do.

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if you do not render 30 day notice, you'll be liable for damages. they'll also withhold your last pay and docs

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