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Bad credit history of Husband

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1 Bad credit history of Husband on Tue May 28, 2013 12:47 pm

pixiedust13


Arresto Menor
I am trying to apply for a credit card but no luck..i guess iam being declined because my husband had a delinquent account with citi and hsbc. My question is..am i affected by my husbands nad credit record? I never had a credit card and loan ever since. I am employed and earning more than the minimum requirements for being approved for a card. What to do? THANKS

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2 Re: Bad credit history of Husband on Tue May 28, 2013 3:19 pm

AWV


Reclusion Perpetua
If you are using the same address as your husband and they have a record of delinquent on that address, this is the reason why your application is being declined!

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3 Re: Bad credit history of Husband on Tue May 28, 2013 4:08 pm

pixiedust13


Arresto Menor
Is that so? So there is no way for me to get approved because all of my valid ID's are registered on our same address. It is kind of unfair because those accts that are delinquents are not mine...iam not even a secondary or extensions acct holder...

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4 Re: Bad credit history of Husband on Tue May 28, 2013 4:48 pm

AWV


Reclusion Perpetua
Change ka ng use na address maybe sa parents mo!

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5 Re: Bad credit history of Husband on Wed May 29, 2013 9:55 am

pixiedust13


Arresto Menor
Aside from changing my address...meron p kayang ibang factors kaya hindi naapprove ang application ko? Kanino or paano ko kaya pede malaman kung pati ako is nablock na because of my husband?

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