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Unpaid Loan

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1 Unpaid Loan on Thu May 30, 2013 4:12 am

lifesaver


Arresto Menor
Good day. Gusto ko lang po sana humingi ng advice about sa loan na kinuha ko sa isang financing agency.

malaki po ang nahiram ko kasi po ginamit ko po ito papuntang abroad. it was an 18month term loan but 2x lang po ako nakapagbigay kasi po hindi po ako agad nakahanap ng work. until now, lumaki ang interest ng loan ko, may penalty pa for late payment na lalo ko pong hindi kayang bayaran. may co-maker po ako and i feel bad na sya ang ginugulo ngayon. can you give me po an advice on how will i settle the loan and babaan po nila yung penalty ko. I know hindi sila papayag pero hindi ko po kayang bayaran yung monthly amortization ko. the interest po kasi was 3.5%per month for 2years (bale abot po ng84% yung interest nila in 2 years) naging makatarungan po ba yung interest na yun? desperado lang po kasi talaga ako nun kaya ako umutang.

Madedemanda po ba ako at ang co-maker ko? Ano pong arrangements ang pwede kong hingin sa kanila? Willing po akong magbayad kasi nagamit ko naman po yung loan ko. kakasimula ko pa lang po kasi sa work and I am 8months delayed sa payment kaya po lumaki yung babayaran ko. Sad

Please help po.

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