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Initial Loan Payment Failed

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1 Initial Loan Payment Failed on Sun Jun 16, 2013 5:34 am


Arresto Menor

May loan po ako from a lending company.
Na issue ko po yung cheque ko May 24 at i have proof na active pa po yung account ko..
Na release po yung loan ko June 5 and have to start paying June 15 na rin.
Kaso po, yung isa ko pong nautangan din na naisyuhan ko nang cheque pinakiusapan ko thru email at text po na huwag muna ideposit yung cheque ko sa kanila pero idineposit pa din po nila.

Ang ending, nag close po yung checking account ko due to returned checks nitong June 12.

Ngayon po di ko na alam yung gagawin ko..since ang payment ko po dun sa lending would start nung June 15.

Nag sent naman po ako nang email sa kanila. ininform ko po sila agad about po dun sa yung willingness ko to settle my loan to them at if they could advise me what is the best thing to do.

Ano po bang mgandang gawin..?

Nag wo worry po kasi ako na makasuhan since close na po yung checking account na meron ako samantalang di pa naguumpisa yung payment ko.

Although I and they have documents to prove na active po yung account ko during the time na pinirmahan at inissue ko yung checks sa kanila.

Please sir advise nyo naman po ako.
Sobrang nag wo worry po tlga ako..
I haven't receive anything yet from them simula nung nag email ako..

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2 Re: Initial Loan Payment Failed on Mon Jun 17, 2013 5:26 pm


Arresto Mayor
Can you go to them instead of waiting for them to contact you?

Problem po kasi is may hawak silang checks from you. The priority right now is to get those checks, and to replace them, such as:

1) You mentioned that you have the intention to pay. Can you issue another set of checks from another checking account that is still active?

2) Can you pay the entire amount now?

3) Can you make cash deposits (if they allow it)?

Point is, do everything to get your checks back and replace it with something else they find acceptable. If they deposit the checks, you may find yourself defending against a bp22 case.

Hope this helps.

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