My girlfriend is having a problem with a small loan she received over a year ago, the debtor is running the loan business through her small legitimate clothing company.
when she applied for the loan she told me she signed a Trust Receipt for a handbag or something, totaling to the loan amount which i think is under P10'000.
Most of it has been paid and we have had severe financial problems with several people demanding money which we have had to pay and still do.
It appears that the debtor has lost patience with us and is threatening no due process, jail, and the well being of my children. im sure its just anger however im not at going to take it lightly.
i know about the estafa law regarding this, and we do have every intention of paying, and we can provide massive amounts of evidence showing other payments that we have had to make and its been totally out of our hands.
I dont want to really fight but the letters shes sending us are quite disturbing, and its all public on facebook so i can show it. shes made saracastic hints saying things like, "im not stupid, you signed the trust agreement saying you took items" etc im trying to find evidence to nullify this trust agreement, that way at least my partner isnt shaking in her boots crying about going to jail.
is there any advice you can give?