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harrassment of lending company

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1 harrassment of lending company on Mon Aug 30, 2010 9:42 am

guiacarlos39


Arresto Menor
May karapatan po ba ang Lending company na ipa-publish ako sa News Paper sa rasong di po ako nakakabayad ng pagkakautang ko sa kanila, sa dahilang sa ngayon po ay wala akong trabaho, at eksaktong kapapanganak ko lang di po. Inaamin ko din po na nagkulang ako dahil di na po ako nakikipagkita sa kanila. Yung hiniram ko pong pera sa kanila ay naghati po kami ng kaibigan ko, subalit nung oras na singilin ko na po ang kaibigan ko ay lagi nyang sinasabing wala pa syang pera. at di na din po ako na kahulog sa utang kong iyon. Noong una ang sabi po ng Lending company ay isusumite na nila sa korte ang kaso ko, nakipagkita po ang mother ko at nakapangakong magbabayad kami ng 30k sa takdang panahong ibinigay nila sa mother ko. Pumirma din po ang anak ko dahil sinamahan nya ng oras na yon ang mother ko. Nang dumating ang takdang panahon na yon ay di nakabayad ang mother ko dahil po sa hindi dumating yung inaasahan nyang pera. Nagset po sila ulit ng panibagong meeting sa munisipyo ngunit di na po ako nakarating, dahil wala po talaga akong pera. Itong huli po ay pumunta sila sa bahay at sinabi sa mother at anak ko na pag di ako nagpakita at nagbayad sa loob ng isang linggo ay ipapa-publish na daw po nila ako sa lahat ng News Paper.

Inaamin ko naman pong may pagkukulang ako, at nung makausap ko po yung representative nila sa lending sinabi ko po na talagang di ko kayang iproduce ang ganong kalaking halaga ng agad agad, nangako po ako na huhulugan ko kapag akong nakapagtrabaho na, ngunit ayaw po nilang pumayag. May sakit pong nerbyos ang mother ko kung kayat ngayon, sya po ang takot na takot din sa banta nilang pagpapadiyaryo sa akin.

Naway tulungan nyo po ako sa na malaman ko ang aking karapatan sa kasong ito.

Salamat po at More power...God Bless...

Gia Sad

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2 Re: harrassment of lending company on Mon Aug 30, 2010 5:32 pm

attyLLL


moderator
if the way it is published is defamatory, you can file a case of libel.


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3 Harrassment of lending company on Mon Aug 30, 2010 8:04 pm

guiacarlos39


Arresto Menor
Sabi po kasi nila ipapublish nila in a way like telling the public that I have loan sa kanila na ganitong amount and na di ako nagpakita na sa kanila...

aty., does this mean that they have the right to publish in any news paper na may loan ako sa kanila?

Thanks and hoping for your reply to this...



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4 Re: harrassment of lending company on Tue Aug 31, 2010 12:31 pm

attyLLL


moderator
you cannot prevent them from posting the advertisement. you can only take action if they actually do it. my guess is that it's all a bluff. but if they do, and it contains something defamatory, then you can file libel charges against them.


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5 harrassment of lending company on Tue Aug 31, 2010 1:14 pm

guiacarlos39


Arresto Menor
Hi,

thanks a lot for taking time answering my concern.

God Bless and More power to your good office..

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6 Harrassment of lending company on Tue Aug 31, 2010 1:17 pm

guiacarlos39


Arresto Menor
Me again po,

Just want to know, if I beg for them to take my payment as partial and they refuse to get it and they insist for me to pay the loan in full amount, what shall I do?

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7 Re: harrassment of lending company on Tue Aug 31, 2010 8:22 pm

attyLLL


moderator
you can only do your best to negotiate. you can also wait for them to file an actual collection case and defend as best you can.


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