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unable to pay loan.

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1 unable to pay loan. on Thu Aug 15, 2013 11:18 am


Arresto Menor
i have this motorcycle loan po last february. and then by now 2 mos. na akong di nkakabayad because of financial difficulties. since first day ng delay payment ko almost araw araw na ko tinatawagan about sa payment ko. then recently lang po may nagpunta na sa work place ko pra iconfirm ung payment ko. then sabi nya yung pagpunta nya sa work ko serves as a warning. sinabi ko naman na gusto ko nang ivoluntary surrender yung unit kasi di ko na nga kayang bayaran. i understand na maybe ma blacklist ako sa mga financial institution, pero anong magagwa ko kung di ko na kaya. kaya gusto ko na isurrender. kelanangan ko daw gawan ng paraan. the next time na pupunta daw sila will be with their legal team and kakausapin manager at hr namin about my problem with this loan. im afraid to lose my job beacause of this. ang nakikita ko dito thrinethreaten nila ako. gusto nila ako masira sa work ko. is it legal po ba sa side nila na iconfront ako sa mismong workplace ko?

thanks in advance sa advice po.

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