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1 CREDIT CARD DEBT on Fri Sep 10, 2010 8:08 pm


Arresto Menor
is it tru walang nakukulong sa utang?
kasi po ung mum ko po may utang sa CC na worth 1M + actualy ung tita ko po tlga ung may hawak ng credit card. pero po kay mama nakapangalan . tas ung ADDRESS e sa tita ko pa. alam na po ng bangko yun. pero ang nanay ko pa rin daw ang mananagot dahil po nakapangalan po daw sa kanya yung credit card.
kailan lang po may dumating na sulat po mula sa Bangko. July pa po yung petsa ng sula pero nakuha lang ni mama yung sulat nung isang araw dahil nga po ang ginamit na ADDRESS e yung sa tita ko.
naghuhulog naman po ang mama ko pa CASH..

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2 Re: CREDIT CARD DEBT on Sat Sep 11, 2010 3:02 am


does this mean your tita is pretending to be your mom when she uses the credit card, but with your mom's consent? or your aunt falsified an application to get a card in your mother's name?

failure to pay a loan, by itself, is not a crime.

however, credit cards are governed by the access device regulations act. if the credit card holder does not give her correct address, or moves work or residence address without informing the credit card company, this can be basis to establish a prima facie intent to defraud the company and a criminal charge can be filed.

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