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Unpaid credit card and personal loan

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1 Unpaid credit card and personal loan on Mon Sep 20, 2010 7:57 pm

daniemay


Arresto Menor
hello



Last edited by daniemay on Thu Sep 23, 2010 10:17 pm; edited 3 times in total

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2 Re: Unpaid credit card and personal loan on Tue Sep 21, 2010 10:35 am

zerene


Arresto Menor
daniemay, you have a responsibility to pay your credit card loan, kasi ginamit mo yon. Pero, hindi ka basta-basta ma-block sa immigration. May mga requirements bago ka ma-block, at mga grabeng crimes yon. Puede ka ring nilang kasuhan, either sa regular court or sa small claims court, pero depende sa laki ng utang mo. Pag million, siempre, hahabulin yan, pero pag few thousands, iisipin na nila yong costs of litigation at saka yong may makukuha ba sila after all their expenses? Ang isa pang point diyan ay meron bang intent to commit fraud? Umutang ka ba ng malaki? tapos di ka man lang nagbayad ng initial payments at nag-change ka na ng telephone at address? Pray for guidance and for another job. Just hold on to your faith, do what is right, and God will make a way for you.

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3 Re: Unpaid credit card and personal loan on Tue Sep 21, 2010 10:45 am

daniemay


Arresto Menor
d.



Last edited by daniemay on Thu Sep 23, 2010 10:17 pm; edited 1 time in total

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4 Re: Unpaid credit card and personal loan on Tue Sep 21, 2010 1:39 pm

attyLLL


moderator
they can certainly file a civil case against you to collect, but blocking you at immigration due to this is unlikely. to make sure, you should verify with the Bureau of Immigration when making travel plans. good luck.


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5 Re: Unpaid credit card and personal loan on Tue Sep 21, 2010 4:26 pm

daniemay


Arresto Menor
to attyLLL:

If I can't pay my loan because I have don't have work right now, are they get all my assets like my house and lot and all the things.

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6 Re: Unpaid credit card and personal loan on Tue Sep 21, 2010 4:46 pm

daniemay


Arresto Menor
hello po attorney; how can I change my screen name here?

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7 Re: Unpaid credit card and personal loan on Tue Sep 21, 2010 5:00 pm

attyLLL


moderator
they cannot get your assets unless there is a valid court order issued after due proceedings, or you voluntarily surrender them as payment.

i don't know how to change your handle (what you called screen name).


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