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sss/pagibig loan balance (deducted from backpay?)

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jcv52cards


Arresto Menor
Just want to ask atty. Legal po ba kung kakaltasin sa backpay mo yung loan
balance from pag ibig and sss before nila ito ibigay?

Thank you!

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council


Reclusion Perpetua
jcv52cards wrote:Just want to ask atty. Legal po ba kung kakaltasin sa backpay mo yung loan
balance from pag ibig and sss before nila ito ibigay?

Thank you!

Yes, as per SSS guidelines:

In case a member-borrower is separated voluntarily (e.g. retirement or resignation) or involuntarily (e.g. termination of employment or cessation of operations of the company), the employer should deduct the total balance of the loan from any benefit/s due to the employee and shall remit in full to SSS.

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jcv52cards


Arresto Menor
Thank you po sa reply. Pwede po ba ko mag-pass ng resignation kahit may utang ako binabayaran sa company kagaya nga po ng deposit na nawala, basta babayaran ko po before 30days effectivity ng resignation?

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council


Reclusion Perpetua
jcv52cards wrote:Thank you po sa reply. Pwede po ba ko mag-pass ng resignation kahit may utang ako binabayaran sa company kagaya nga po ng deposit na nawala, basta babayaran ko po before 30days effectivity ng resignation?

Pwede ka magbigay. Pero wala sa iyo ang desisyon kung tatanggapin yan, lalo na walang kasiguraduhan na mababayaran mo ang utang mo.

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jcv52cards


Arresto Menor
Thank you atty. How about during suspension, may karapatan po ba mag-pass ng resignation ang isang employee during his/her suspension?

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council


Reclusion Perpetua
jcv52cards wrote:Thank you atty. How about during suspension, may karapatan po ba mag-pass ng resignation ang isang employee during his/her suspension?

Pwede mag-pass, pero generally hindi tinatanggap, lalo na kung preventive suspension yan, kasi baka merong tinatakasan ang employee.

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jcv52cards


Arresto Menor
Ah ok. Atty, yun po bang 30days notice ng resignation minimum na po yon? Iniisip ko po kasi baka bigla po ko tawagan ni employer for abroad eh hindi pa tapos yung 30days notice bigla ako paalisin. Pano po magandang gawin, may mga instances po ba pwede ka payagan magresign within 2weeks notice lang? Pwede ko po ba idahilan na trauma ko dun sa nawala kong deposit worth 41k? Wala naman po ko balak takasan sila, babayaran ko po kung ano mapapagkasunduan, gusto ko lang po maka exit ng maayos sa kanila para in the future need ko po coe ay makakakuha ako sa kanila. Thanks!

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council


Reclusion Perpetua
jcv52cards wrote:Ah ok. Atty, yun po bang 30days notice ng resignation minimum na po yon? Iniisip ko po kasi baka bigla po ko tawagan ni employer for abroad eh hindi pa tapos yung 30days notice bigla ako paalisin. Pano po magandang gawin, may mga instances po ba pwede ka payagan magresign within 2weeks notice lang? Pwede ko po ba idahilan na trauma ko dun sa nawala kong deposit worth 41k? Wala naman po ko balak takasan sila, babayaran ko po kung ano mapapagkasunduan, gusto ko lang po maka exit ng maayos sa kanila para in the future need ko po coe ay makakakuha ako sa kanila. Thanks!


30 days minimum. Kung pumayag ang company ng mas maaga, good for you.

Pag idahilan mo ang trauma at kung ano pang dahilan, baka lalong hindi ka payagan ng maagang alis. Lalo na kung di pa bayad ang utang mo.

Madaling sabihin na wala kang balak takasan sila pero paano sila makakasiguro?

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jcv52cards


Arresto Menor
Ok, salamat po sa mga advice atty.

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jcv52cards


Arresto Menor
Good day atty. What if nga pala mas mataas pa yung sss at pag ibig loan balance versus sa makukuhang backpay or benefits, do I have to pay pa ba sa left over na balance?

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lycs


Arresto Menor
Hi atty. I need your advice so badly anu po dpt kung gweng aksyon to settle my MAT2 d po kc nghulog ung previous agency ko then nung nlmn ko n d po cla naghulog sa sss ko pinunthan ko location nila but unfortunately srado n po. Nanghihinayang po ako sa benefits na sna ay mkukuha ko. May- dec2012 po ako nging under ng agency nmin but niisa pong hulog sa sss ko ay wla nagtnung din po ako sa sss they told me that na agency ko lng dw po mkakapagasikso nun pra mkuha ko benefits ko sknila. Anu po dpt kung gwen? Ty po.

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