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Urgent Help : Car Loan

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1 Urgent Help : Car Loan on Thu Jun 12, 2014 6:02 am


Arresto Menor
Hi Atty,

Maybe you can help I really dont know what to do. I've experience a major financial setback last year and miss my car amortization before I miss everything went our of hand I called the bank last Nov 2013 kung ano un pwede kong gawin. Sabi ng legal assistant n nakausap ko d daw ako qualified s restructing kc d p matured un loan ko kahit nkmiss n ako ng 3 amort punta n lng daw ako s office para mapag usapan daw. I went to their office sb ng head lawyer nla d daw ako qualified s compromised agreement kc hindi p ako nkkasuhan at d p dun un contract ko. Hinayaan ko n lng kc wla nman talga ako pambayad that time. 2014 I got a new job and the business is doing great so pumunta ulit ako nag aaply ako ng restructing ulit sb ng nakausap ko in ppa approved daw nya un terms n gusto ko but before a few days s npagkasunduan nmin tumawag un legal asst nya sb eh denied daw ako at nid ko bayaran un 200k++ in two months ang sb ko paano un konti lng un panahon ko sb un daw talaga. Then sb ko if ever n magrequest uli ako ng meeting di n cla nkiki pag usap tawag ako ng twag at email s kanila pero wlang respond. Nag rereloan ako pero wla pa rin ako mahanap n magbabail s akin and then one day nkreceive ako ng letter n bayaran ko n daw un whole amount plus a huge legal fee. ang nirerequest ko lng nman eh bigyan ako ng enough time to settle or until s contract date ko un lng but lahat denied nla.

Nagbayad ako after ko nreceive un letter send ko n rin s kanila kaso I'm not sure kng magffile p cla ng writ of replevin against me kc baka nman byad ako ng bayad tapos kukunin din nla un car eh ginagamit ko cya s business.

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