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5-6 20k then 90k na po ang nabayaran ko na interest.

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Arresto Menor
I borrowed around 20k, This is only a verbal agreement no signed papers. Then i only paid interest per month which is 5%, amounting to more than 90K for more almost 5 years na.

Now I havent paid in almost a year and the interest is around 40k na daw. Now I dont and cant pay anymore.
advice pls.

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