I need your help po. My hubby issued a check (pay to cash) to a business partner who gave the check to another person who rediscounts checks. In short po, ang taong pinagbigyan ng check does 5/6 or is a usurer who charges 12% per month. Both hubby and his partner agreed on paying this amount and we fully intend to. However, when the time came, we were informed by one of our clients na madedelay lang ng 2 weeks ang payment nila. That money is what we were going to use to fund the check. So naturally, we talked to the usurer to at least wait a week before he deposits the check. But he denied our request and deposited the check still. So, in short, we were charged by the bank since we really had no money to fund it yet. My question is, can he file an estafa or bouncing checks complaint against us even if it wasn't us who handed him the check? We are very responsible people and this guy is what you would call "haragan" na nag 5 5/6. Anyway, he threatened us over the phone about filing a complaint. Can he do this to us when there is no deceit on our part? We did everything to ask him to delay it just for a week. What procedure can we do just in case he does and what should we expect if he does? While we are able to pay the amount next week, I'm still worried he might do something to file a case or whatever because he is a foul man. Please help us. THanks.