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Need Advice on Pawned Item

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1 Need Advice on Pawned Item on Fri Aug 29, 2014 12:30 am


Arresto Menor
Hi Atty.,

I'm Jhun, it happened last month na nag kagipit ako sa pera at naisanla ko ang aking camera worth 10K, the problem was gusto ko sanang tubuan muna 5 days after the due date but the pawnshop is charging me for a 1% penalty charges on the principal which is 10K, so the penalty is 100 pesos daily so bale in 5 days, mag pepenalty ako worth 500. I was trying to pay at humihingi ako ng Official Receipt pero wala pa daw silang Official Receipt at under process pa. My question: is the 1% penalty daily on the principal is legal? Until now, hindi ko muna tinubuan para ma confirm ko kung legal ba ang ginagawa nila. Please advice me po.

Thank you very much.

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2 Re: Need Advice on Pawned Item on Sat Sep 06, 2014 6:02 am


Reclusion Perpetua
Kontrata nyo yan so in a sense it is legal.

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