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Statute of limitations for credit card debts

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1 Statute of limitations for credit card debts on Tue Nov 11, 2014 12:28 pm


Arresto Menor
Hi there,

Does anybody know what is the statute of limitations for credit card debts here in the Philippines?

I do have a credit card back in 2005 and in 2007 i have stopped paying for obvious reasons, financial difficulties. I was just wondering if my record is still on the credit bureau or has completely gone. What am saying is, if you've not been paid for 5 years or 6 years what happened to your credit cards debts?

advice would be gladly much appreciated.



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Reclusion Perpetua
Hi, you can be sued for collection of your credit card debts. the prescription period for that is 10 years kasi may written contract.

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