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Need advise on penalty charges for Condo unit purchased

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Arresto Menor
Hi, I bought a condo unit with 5yrs to pay payment scheme, after paying 50% still cant move in. Developer requires me to pay the full amount before handing over the unit.(so nasaan ang 5yrs to pay di ba??) ive been asking the developer but no one can answer me. What's worst is no one from the developer management has the cheek to face & answer my queries, its always the downline staff ang humaharap saken...

I was forced to get a bank loan. and the bank need Statement of Account (SOA) from the developer. Request for SOA was made end Dec 2014. Sabi ng developer it would take min of 3wks to prepare SOA (grabeee ape ages).

to make the long story short, just received a draft SOA (I consider it draft coz its not signed by the management side...blank pa yun signatory)..

and to my nightmare...they are charging me 155K as penalty for 2months delayed in paying the remaining bal.

they are charging for their inefficient work, delayed docs. no reply in email / not answering phone calls!!!

grabee this is BROAD DAYLIGHT ROBBERY ...

I appreciate if anyone can advise / help me kung may laban ako sa developer for charging me penalty which is sila ang may dahilan kaya na-delay lahat ng process ng bank loan ko.

thank u so much

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