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Motorcycle Loan/ Carnap by brother

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1 Motorcycle Loan/ Carnap by brother on Wed Jul 01, 2015 2:59 am


Arresto Menor
Magandang araw po..
Gusto ko lang po sana humingi ng advice sa problema ko ngayun. . ano po ba ang pwede ko ma file na case against my brother na hiniram po ang motor ko then hindi na po naibalik. di na rin po nagpapakita ang kuya ko. di na po makontak. hulugan po kasi ang motor na yun for 3 years baka liable pa rin ako sa payment kahit wala na sa akin.

magkano po ba mag file ang complaint?
salamat po.


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2 Re: Motorcycle Loan/ Carnap by brother on Mon Jul 06, 2015 12:02 am


Reclusion Perpetua
Of course, you will still be liable despite the fact that it is not anymore in your possession because actually, when the motorcycle was delivered to you by the motor company, it is already yours despite not having paid in full. Remember what you signed when you applied for it? Usually, it is a deed of sale and a chattel mortgage. The absolute deed of sale gave you full ownership over the motorcycle. The chattel mortgage on the other hand, caused you to have loaned money from the motor comp and to ensure to pay for the loan, your motorcycle was used as security instead. Thus, thus the absence of the motorcycle does not extinguish your obligation to the motor comp.

Meanwhile, with regard to your brother, I can tell it's carnapping, but it is better that you go to prosecutor's office to determine really what case you can file because the facts are not complete, and we don't you to have limited options. .

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