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Credit Card Dispute/ Unauthorized Use of Card

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1 Credit Card Dispute/ Unauthorized Use of Card on Wed Jul 22, 2015 3:55 pm

affie26


Arresto Menor
Need advise:
I am a victim of pick pocket. My atm, id's and credit cards were there.
Unfortunately, one of my credit cards was used to purchase several merchandise accumulated php 70k+.

Already reported this to fraud department of cc company. And have it investigated. Have submitted also police report to them as well. But sadly, they said the charges were all valid transactions. Cc company now pursuing me to pay.
Question:
-how to deal with the cc company?
I dont have any intention of paying that huge amount. Cc compny kept on calling. But i didnt answer. Sad Sad Sad

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Filia


Reclusion Perpetua
Actually, there is no way that the company would know whether your story is true or not. Why don't you ask for their help (records where the credit card was used and you could ask for the cctv of the company) for you to know who the thief is and you can file a case against him. That way, maybe you could ask the cc company to restructure your debt and interest will not fly high (or compromise).

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concepab


Reclusion Perpetua
affie26 wrote:Need advise:
I am a victim of pick pocket. My atm, id's and credit cards were there.
Unfortunately, one of my credit cards was used to purchase several merchandise accumulated php 70k+.

Already reported this to fraud department of cc company. And have it investigated. Have submitted also police report to them as well. But sadly, they said the charges were all valid transactions. Cc company now pursuing me to pay.
Question:
-how to deal with the cc company?
I dont have any intention of paying that huge amount. Cc compny kept on calling. But i didnt answer. Sad Sad Sad

You should keep on communicating with them, even at the moment, you don't have the capacity to pay. Otherwise they will file estafa case against you.

You credit card is your responsibility, they will consider any transaction done using your card as a valid transaction unless you could provide proof.

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pepe1928


Arresto Menor
concepab wrote:
affie26 wrote:Need advise:
I am a victim of pick pocket. My atm, id's and credit cards were there.
Unfortunately, one of my credit cards was used to purchase several merchandise accumulated php 70k+.

Already reported this to fraud department of cc company.  And have it investigated. Have submitted also police report to them as well. But sadly, they said the charges were all valid transactions. Cc company now pursuing me to pay.
Question:
-how to deal with the cc company?
I dont have any intention of paying that huge amount. Cc compny kept on calling. But i didnt answer.  Sad  Sad  Sad

You should keep on communicating with them, even at the moment, you don't have the capacity to pay. Otherwise they will file estafa case against you.

You credit card is your responsibility, they will consider any transaction done using your card as a valid transaction unless you could provide proof.

Correct me if im wrong but estafa is different from sum of money. Rolling Eyes

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