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Unpaid personal loan

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1 Unpaid personal loan on Wed Oct 14, 2015 7:12 pm

machica111882


Arresto Menor
Hello po. Manghihingi po sana ako ng advice kase yung friend ko umutang sa akin ng pera worth 160k. Nag agree po kami ng terms ng payment at amount ng interest. Nag issue po siya ng Post Dated Check. Nang malapit na mag due ang first payment nakiusap siya na hindi muna ideposit kase walang funds yung checking account nya. Binayaran nya ako ng cash. Nung sumunod na due date ng payment nya, hindi na sya nagparamdam. Until now pag siningil ko palagi nalang nagrarason ng kung anu-ano. Ano po bang gagawin ko para mapilitan siyang magbayad? Meron kaming pinirmahang written agreement. Pwede ba akong magsampa ng kaso? May chance pa ba na maibalik nya pera ko kung masasampahan siya ng kaso?

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2 annoying lender on Sun Oct 25, 2015 12:00 pm

marlot13


Arresto Menor
Yes hi po, I have entered a contract agreement with a person for a personal loan of 20.000p, I have been having trouble paying, when I can pay I pay. The question is that the lender is pressuring me when ever I get my salary. here are my questions, hopefully you can help me understand if I am being bullied or not.
1) Is it legal to operate a private loaning business, without permit? this person loans large amounts to multiple individuals, Over 20.000p at a time.
2) Is 10% the rate that this person should charge? and after the first month it goes up to 20%, is that legal?
3) The person would even go to my work and make a seen, or to my house at early in the morning demanding payment.
I just want a little insight if all these that this person is doing legal, or do I have action to sue due to this being a illegal contract that has not been notarized or reported as a business. Please anyone if you can help I would appreciate your insight.

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kcmendoza2002


Arresto Menor
Isa po akong OFW sa saudi arabia at nawalang po ako ng trabaho last july 2014 sa ngayon nakauwi po ako ng pinas pero may naiwan po ako loan sa banko at Credit card sa saudi. ngayon po may nagemail sa amin collection agency daw ng Saudi at pilit na pinababayaran po ako ng utang ko sa Saudi.. may kaso po ba pwede isampa sa akin since ang utang ko po eh sa Saudi, applicable po ba ang utang ko sa saudi na intransfer sa pinas at ang hahawak eh mga collection agency. ano po ba dapat kong gawin. hihingi po ako ng payo god bless

pinababayaran po ako ng utang ko sa Saudi.. may kaso po ba pwede isampa sa akin since ang utang ko po eh sa Saudi, applicable po ba ang utang ko sa saudi na intransfer sa pinas at ang hahawak eh mga collection agency. ano po ba dapat kong gawin. hihingi po ako ng payo god bless

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4 Re: Unpaid personal loan Today at 12:43 am

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