The bank issued a new ATM card in effect voiding the ATM card held by the "loan shark". Not being able to withdraw more money from the voided ATM card, in retaliation, the "Loan Shark" filed an estafa case against my sister which was eventually dismissed by the Court in favor of my sister.
Surprisingly, the "loan sharker" filed another case in court which was perjury because my sister declared the card lost via "Affidavit of Loss". In defense, my sister hired a lawyer. The "loan sharker" did not appear for three scheduled hearings and she refiled the case to reopen it. It's no wonder that this case was not dismissed because the "loan sharker" was an employee of the RTC and has relations/ connections within the department to allow such abuse.
Thank you very much for your thoughts in this matter.