Sorry, I can't sleep. I am currently a bank manager for a local bank. Around three years back, I was still assigned as a branch supervisor. At that time, we were requiring that all checks be microfilmed because the original checks are mailed back to the clients. Actually sir, I really don't remember, The thing is, the bank cannot locate the microfilm images of the checks during my time. They only require us to forward the film for developing. They need the check image for an ongoing case wherin the client is denying taking money out from his account. If we cannot locate the microfilm, can I be held liable to pay for the client's claim?
Second question po, just in case I approved a check with a forged signature, can the bank ask me to pay?