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Acknowledgment of Debt

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1 Acknowledgment of Debt on Sun Jan 09, 2011 4:28 pm

widower2006


Arresto Menor

Good day po ,may nakautang po sa akin ng 1ook since nov.2007 at may pinirmahan sila na acknowledgment at kasama sa collateral ang Cr at Or ng truck nila , at usapan namin 60 days lang po ngunit umabot na ng 3yrs d naibi2gay ang Principal kahit yong interes ku magkano lang.nag Demand na ako Letter pero ang gusto nila lahat ng binigay iawas sa principal .tapos po un truck na rehistro nila ng 2008 ng d nag paalam sa akin ..puede ko po ba e impose na ku wala sila cash e yon truck po ang ibenta , salamat po ng marami Sad

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2 Re: Acknowledgment of Debt on Fri Jan 14, 2011 11:02 pm

attyLLL


moderator
all that was given to you was the deposit of the or and cr, without a proper chattel mortage, the truck cannot be said to have been properly used as collateral. i recommend you file a small claims case. rules on sc.judicary.gov.ph


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3 Re: Acknowledgment of Debt on Mon Jan 17, 2011 2:15 am

widower2006


Arresto Menor
Salamat po ng marami sa response ninyo Atty.nagpadala po uli ako ng panibagong demand letter sa kanila w/return card at paglumampas po uli sa 7days na grace period ay mag file na po ako ng SC ,kailangan po bang notaryado ang affidavit nu witness.
Atty . may isa pa po sana ako isasangguni may Atty. po na humikayat sa akin mag invest sa Manning Agency ng asawa ko na pinagtrabahuan dati tapos po nag issued siya ng PDC amounting po sa Capital na 200k ngunit d naman po siya natupad sa pangako na pagbibigay ng tubo hanggang dineposit ko na po yong check kaso po clossed account kaya po pina NBI ko siya dated Feb.2009,d po siya dumating no'n patawag ng NBI pero tumawag siya at panay pangako na babayaran niya ako kaya d ko agad siya na i file kaso hanggang ngayon d na siya macontact tapos po resigned na rin po siya sa Agency na yon . Ngayon po puede ko pa po ba siya kasuhan ng BP.22 at humingi ng kopya ng mga demand letters na pinadala ng NBI sa kanya at bumalik po uli ako ng NBI at sabihin na d naman na siya ( ATTY ) tumupad sa mga panagko niya na bayaran ako , isa pa atty. san ako puede mag file Q.C siya nakatira dati, ako po Bulacan pero inabot ko po sa kanya ang pera sa manila ku san address yon Agency at isa pa po d ko na po alam ku san siya ngayon nakatira o nagtatrabaho ang NBI may address book ku san nakalagay yon Province niya pupuede po ba don ko padala yon Demand Letter o di ko na po need na padalhan siya ng bagong demand letter , marami pong salamat uli sa inyo pasensiya na po at may kahabaan po ang story ko po , GodBless Embarassed

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4 Re: Acknowledgment of Debt on Mon Jan 17, 2011 8:30 pm

attyLLL


moderator
where did he give you the checks? where is the branch? those are the places you can file the bp 22 case.


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5 Re: Acknowledgment of Debt on Tue Jan 18, 2011 12:45 am

widower2006


Arresto Menor

Intramuros Branch po un check don din po sa malapit don na food chain nia inabot sa akin un check.So only in MTC Manila ko puede e file po un case , at dapat ko pa po ba siya padalhan uli ng demand letter in w/c case wala na po sila sa dati nila occupied na condo does it mean na yon address niya sa province na nasa list ng mga lawyer na andon sa NBI puede ba ako manghingi sa kanila ng copy po no'n at ku sakali po pupuede ko pa po ba magamit yon mga receipt na yon na dati na po nila pinadala sa kanya. Uli po Atty. marami po salamat sa agarn ninyong pag sagot , pagpalain po kau Smile

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6 Re: Acknowledgment of Debt on Tue Jan 18, 2011 12:54 am

widower2006


Arresto Menor

Atty. may isa pa po akong katanungan maari ko po ba siya (Atty.) sampahan ng disbarment sa IBP sa kadahilanan po na d siya sumunod sa Application of Ethical Principles To The Legal Profession dahil siya po mismo ay pinagtataguan ang kanyang obligasyon , o dapat po muna magkaroon ng resolution yon case na e file ko bago ko po magawa yon ? . marami po uling salamat @ GodBless

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7 Re: Acknowledgment of Debt on Wed Jan 19, 2011 9:58 pm

attyLLL


moderator
are you sure he is an atty in the first place? look him up on sc.judiciary.gov.ph. you can file a disciplinary case at ibp for failure to pay a just debt.


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8 Re: Acknowledgment of Debt on Thu Jan 20, 2011 2:20 am

widower2006


Arresto Menor

Good day po uli Atty . opo nasa List po siya ng mga Lawlist Supplement . Ang tanong ko po Atty. ano po ang dapat ko unahin ang magsampa ng case sa MTC manila o sapat na yon mga Demand Letters na pinadala ng NBI last 2009 para po maghain ng Disciplinary actions sa kanya sa IBP . Gusto ko po sana ng maayos ng d na dadaan sa korte ang kaso po pinaiikot niya lang po ako palagi sa pangako niya ngayon po d ko na siya magpakita .At kung sakali po ba sampahan ko siya ng kaso e papasok po ba yon sa criminal case .pasensiya na po kayo sa marami ko pong katanungan pagpalain po kayo ng maykapal sa dami po ng inyong natutulungan salamat po uli . Smile

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9 Re: Acknowledgment of Debt on Fri Jan 21, 2011 9:47 am

attyLLL


moderator
i recommend you send new demand letters first and mention your planned complaints. hopefully, he will just comply. if not, you can simultaneously file the complaint in the IBP and the bp 22 case.


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10 Re: Acknowledgment of Debt on Sat Jan 22, 2011 2:02 pm

widower2006


Arresto Menor

salamat po sa inyo Atty .ga2win ko po yon pinayo ninyo .Atty. kailangan pa po ba ng lawyer pag nagfile po ako ng disciplinary actions sa IBP ? Smile

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11 Re: Acknowledgment of Debt on Sun Jan 23, 2011 9:38 am

attyLLL


moderator
it will certainly be better, but you may find it difficult to find a lawyer who will be willing to openly assist you to file a case against a fellow alwyer.


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12 Re: Acknowledgment of Debt on Sat Jan 29, 2011 5:32 am

widower2006


Arresto Menor
Good evening po Atty. marami po uli salamat sa pagresponse ninyo sa mga katanungan ko .
Ganun pa man po ako ay may kalungkutan naramdaman ng sabihin ninyo na baka mahirapan ako maghanap ng isang Atty. na puede ako matulungan na maghabla ng disciplinary actions sa kapwa niya ka propesyon .May katotohanan man po ang ganun pangya2ri ay d pa rin po ako nawa2lan ng pag asa . Subalit po kung magkaganun pa man ay may posibilidad ba na puede ako na lang po mag-isa ang mag file sa IBP maaari po ba ito .
Sana po d kayo magsawa sa pagbi2gay ng dag-dag na kaalaman sa amin mga nangangailangan muli po marami po salamat ,GodBless
Smile

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13 Re: Acknowledgment of Debt on Wed Feb 23, 2011 2:48 pm

widower2006


Arresto Menor
Acknowledgment of Debt

Atty. Good day po uli sa inyo ,katulad po ng pinayo ko nag inquire po ako ng procedure po to file Small claims sa municipality po namin at isa po sa requirements ay magpadala ng Registered mail po sa nagka2utang sa akin dahil po mag kaiba kami ng lugar ng tirahan d na po need un sa Brgy. ang kaso po ay bumalik yon demand letter ko na no one to recieve halos po 4 times dineliver ng postman sa kanila na wala raw tao mag recieve w/c is imposible kc palagi po may tao o may katulong sa bahay nila o kaya po un manugang .Ngayon po ang katanungan ko pupuede na po bang gamitin ko i2 na demand letter ko sa pag file although po no one to recieve yon nakalagay ...kc po naicip ko po imposible po eh na walang mag recieve o ayaw e recieve .
Residential po nila yon addressee at palagi po may tao don .Alam po ng security guard yon ng Subd. ang naicip ko po baka tumatawag yon guard sa house nila kaya alam nila ku may mag da2la ng sulat .
Atty.ku d ba nila na recieve yon demand letter ay d ko puede cila sampahan ng case paano po dapat ku gawin ,,marami pu salamat sa magiging katugunan ninyo sa problema ko ppong ito malaki pu tulong ang magagawa ninyo sa amin ....salamat po uli

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14 Re: Acknowledgment of Debt on Wed Feb 23, 2011 4:41 pm

attyLLL


moderator
I don't have an answer. Having notices received is indeed very difficult. I recommend you go there yourself, then if they refuse to receive it, you can tape it to the door and take a picture.


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15 BP22 FILLING CASE INQUIRY on Tue Mar 01, 2011 2:52 pm

sweety


Arresto Menor
Good Day Atty.

May inquiries lang po sana ako. kasi ung dati ko pong officemate humiram sa akin ng checke at first ok naman po ung pagbabayad nya dun sa hiniraman nya. then by sept 2009 nanghiram ulit sya sa akin ng checke inissue nya amounting to 8960 and due nya sept 17, 2010. nung due date na po nalaman ko na may 2 checks pa sya inissue na hindi ko alam pero checks ko. by oct 2010 nagclose po ung checks namin ng asawa ko i informed her the situation then i txted the representative of the lending company na pull out ung check and magiissue ng sariling checke ung mismong nangutang pero di sya pumayag and she replied san daw ako nakarinig na lending company na pumapayag na palitan ung check. then i talked to the person (former officemate) na kunin nya check ko coz at that time medyo nawawala wala na sya in short parang nagtatago na. I was no longer with the company kung san kasama ko sya but before i leave nagusap usap kami na aasikasuhin nya ung utang nya dun na icoconsolidate nya ung utang nya na gamit checks ko and utang nya na gamit ung checks ng ibang officemate ko. SO i was relief, but this nov..or early december nagawol sya. ngaun kami ang hinahabol nung lending company na idedemanda nya daw kami at kung ano ano pa sinasabi. ano po ba dapat namin gawin kasi wala po ako pera and honestly I swear to GOD wala ako kinuha kahit piso sa taong un. hirap na po ako sa kaiisip help me naman po...thank you very much

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16 Re: Acknowledgment of Debt on Tue Mar 01, 2011 5:44 pm

attyLLL


moderator
by issuing the check, you can be made liable for bp 22 even if you did not benefit from the loan. you cannot excuse yourself by saying that you only lent a check.

i recommend you keep looking for your friend. at the same time keep talking to the lending company.


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17 Re: Acknowledgment of Debt on Wed Mar 02, 2011 8:26 am

sweety


Arresto Menor
ganun po ba... ATTY PWEDE ko po ba kasuhan ung former officemate ko dun sa ginawa nya sa akin. kasi before po na umalis sya may pinapirmahan po kami sa kanya na letter na sya ang liable sa lahat ng mga checke na hiniram nya sa min. hindi lang po ako ang inisahan nya marami po kami. and ung mga pumirma dun sa loan na gamit ung checks ko liable din po ba sila? kasi ung checks ko po ginamit pero iba po ung taong pumirma po dun sa lending company. may karapatan po ba ako na kulitin sila.

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18 Re: Acknowledgment of Debt on Wed Mar 02, 2011 4:10 pm

attyLLL


moderator
yes, you have the right to collect from them if the loans are being collected from you.


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19 Re: Acknowledgment of Debt Today at 8:01 pm

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