Home Credit and Aeon Lending Institutions
1 Home Credit and Aeon Lending Institutions on Sat Apr 02, 2016 3:30 am
3 Re: Home Credit and Aeon Lending Institutions on Sun Apr 03, 2016 1:03 am
In order to stop the consistent badgering of the collectors, you and your fiancee should speak directly to the lending institutions where you incurred your debts para mapag-usapan kung paano nyo babayaran yung utang nyo under new terms and conditions and explain to them in full honesty kung ano yung current financial situation nyo para maintindihan nila kung bakit di kayo nakakapagbayad ng utang nyo. Draw up a new payment plan that will be feasible sa current budget nyo hanggang makahanap ka ng panibagong trabaho that will supplement the payment of your debts. Hopefully, di na aabot pa sa korte yung problems nyo since litigation is generally costly for everyone invlolved.
In sum, try to come up with an amicable compromise with the lending institutions involved so that there will be no need to file cases and undergo litigation. The important thing here is that communication lines should be open para magtiwala sila na magbabayad kayo kapag kaya nyo na.
Good luck, and may everyone be given a just resolution.
6 Re: Home Credit and Aeon Lending Institutions on Mon Apr 04, 2016 6:30 pm
Last edited by centro on Tue Apr 05, 2016 2:38 pm; edited 1 time in total
8 Good point! on Tue Apr 05, 2016 2:08 pm
centro wrote:You are fortunate to have received sound and thorough advice from thepoetsedge. Before aware though that when dealing with the collection agent for payment commitment, there will be a signed agreement. Once the terms are not met, this will be used as the agent's support to press for charges with graver consequences.
Thank you for the kind words, Sir Centro. It is much appreciated.
Your additional advice have indeed merit, and I should have included that in my original statement as well.
Tama si Centro. Kelangan mag-ingat kayo under the new terms and conditions kasi pinagbigyan na kayo nyan, and dumaragdag lang yung case nyan ng debt collectors sa inyo if in case di na naman kayo makapagbayad. That is why during negotiations with the lending institutions and its collectors, make sure that the way of payment and the amount to be paid per installment are really within your foreseeable budget for the coming months.
Again, good luck with your situation. Thank you so much for pointing out that factor, Sir Centro. That was indeed vital. More power to you, as well!
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