Im seeking for your kind advice on my current predicament. I signed up for AVIDA last 2014 and currently paid them almost 250k as part of the installment payments of my equity. I know that i am past due and i even communicated to them to send me the SOA last March2016, which stated the current past due together with the interest. Now that i have the capability to pay slowly , I sent them an email again po asking for my latest SOA again and told them that i have deposited money to my local account and asked them to deduct it.
They first replied me that they're gonna check with their office if its possible for them to deduct my account manually . Afterwhich, they just sent me an email just today telling me that my account with them is already forfeited because i owe them 7months of installment payment amounting to 81k.
What can i do about this? Do they have the right to just do that without sending me any reminder letter about the forfeiture? And will i still get my 250k back?
please help me, im an OFW po and i dont know what to do.