I sought an old friend's help in getting a brand new car back in 2014 as i have been having troubles getting approved by the bank.
I covered the 90k DP and religiously paid the monthly amortization of 17,700Php for 1yr and 8mos but the car is under her name.
Last month, she stated interest in the car and said that she will just give me back the 90k DP under her terms. And that If I don't agree, she will just report the matter to the bank. I was afraid that time that It would seem as though I carnapped the vehicle since all documents were under her name so I handed over the car I've paid for almost 2yrs.
She still hasn't paid me and our agreed upon settlement date for the 90k has lapsed. All I have are Bank Deposit slips, an S.P.A she signed that I can use the vehicle even if its under her name, and a saved viber conversation of our transaction.
Please advise. What steps should I take so I could at least get the 90k back.