Last year, i settled my account with Eastwest Bank by converting my balance to installment. Hence, deactivating my credit card. This year I found out that I am included in the negative records of the bank which is also accessible by the other banks resulting to the rejection of my applied loans.
In the US, your negative records will automatically be deleted within 7 years. But in PH, do we have the same process?
Please help me on how can I remove my name on the block list of the banks.