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Negative credit

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1 Negative credit on Mon Jun 20, 2016 5:36 pm


Arresto Menor
Hi. I hope you could help me with this one.
Last year, i settled my account with Eastwest Bank by converting my balance to installment. Hence, deactivating my credit card. This year I found out that I am included in the negative records of the bank which is also accessible by the other banks resulting to the rejection of my applied loans.

In the US, your negative records will automatically be deleted within 7 years. But in PH, do we have the same process?

Please help me on how can I remove my name on the block list of the banks.

Thank you,

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2 Re: Negative credit on Mon Jun 27, 2016 9:59 pm

tsi ming choi

Reclusion Perpetua
Different countries, different banking laws. Better ask your bank on how to remove your name in the block list.

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