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Car Accident

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1 Car Accident on Fri Jul 29, 2016 6:48 pm

symphiii


Arresto Menor
Nabangga po ako ng dump truck nung Tuesday 5 po kaming sakay 2 bata isang 5 years old at 2years old. nung nasa police station po kami nalaman namin na walang lisensya yung driver, ticket lang paso pa. Sinabi naman po nya na kasalanan nya kaya ako nabangga. binakbak po yung plaka ng truck.

wala naman pong nasaktan although natrauma po yung 2yrs old na bata kong kasama. kinabukasan Wednesday nag pa estimate ako sa casa 120k po damage sa oto ko. then Thursday bumalik po kami sa police station para kunin yung police report.

Nung una po ayuko makipag settle dahil dispatcher lang yung kausap ko at driver di pa daw sya makakapag agree so sabi ko sir saka nalang po kami mag settle pag ok na at nakausap ko na yung company nila mismo. sabi ng pulis di daw pede kung kakasuhan ko daw kasuhan ko na para di nila release yung plaka, or kung makipag areglo ako ayusin na daw para marelease na nung day na yun.

so nag agree po ako. 50k po hinihinge ko pero tumawad sila ng 25k nalang (bayad po yan sa abala at participation fee pag pinasok ko sa comprehensive na insurance ko ng oto ko, wala pang 3yrs old yung kotse ko po) wala daw po kasing insurance yung truck TPL lang sabi sakin nung tumawag ako sa office. pumirma po ako at sila na mag babayad sila ng 25k para di na ko mag sampa ng kaso at okay na lahat. may palugit po dun na 1 week.

ito po yung exact wordings ko.

Ako po si ______ na nag sasabing tapos na ang usapan at di na mag sasampa ng kaso. Napagkasunduan namin na mag babayad nalang sila ng halagang 25,000 at tapos na ang lahat. Sa loob ng palugit na isang linggo.

pumirma po ako, yung driver ng truck, dispatcher nya at dad ko. 3 copy po tig isa kami at iniwan sa police yung isa.. wala pong notaryo yung kasulatan namin.




ang tanong ko po

1. pano po pag di nila ko binayaran ng 25k sa loob ng isang linggo? ano pong pede kong gawin? mahahabol ko paba sila?


2. Since walang insurance yung truck san po hahabulin ng insurance ko yung 120k? dun mismo sa company? pano kung sabihin ng company na di ako magbabayad ng 120k kasi nag settle na kami at nag pirmahan na.. pano po kung baliktarin ako na kahit sa personal na abala at participation lang yung usapan namin pano kung palabasin nila na sa lahat na yun? papagawa padin ba ng insurance yung oto ko? di ba ako sisingilin ng insurance dun sa 120k?


salamat po sana matulungan nyo ako Sad laking abala po di ako makatulog kaka isip at kaka asikaso ng requirements di napo ako nakakapag trabaho at nakaka focus sa araw araw Sad

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2 Re: Car Accident on Sun Jul 31, 2016 4:54 pm

attyLLL


moderator
imo, you should have asked your insurance company first what to do. if you settled, the insurance company would not have the right to go after them for the entire damages.


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3 Re: Car Accident on Mon Aug 01, 2016 1:07 am

symphiii


Arresto Menor
attyLLL wrote:imo, you should have asked your insurance company first what to do. if you settled, the insurance company would not have the right to go after them for the entire damages.

Hi atty. yep let say na di na nila mahabol yung company, pero still papagawa padin naman nila yung oto ko diba? sasagutin padin po ba ng insurance yung pagawa ng oto ko? and still participation lang din babayaran ko?

pero if ever di po ba valid yung kasulatan may habol padin? since walang date, walang notaryo, walang specific name etc.? saka di naman cleary na naka indicate na wala na silang commitment sa insurance.

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4 Re: Car Accident on Tue Aug 02, 2016 11:18 pm

attyLLL


moderator
it will now depend on the insurance company if they will still honor the policy, if they know about your settlement.


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5 Re: Car Accident on Thu Aug 04, 2016 12:31 pm

symphiii


Arresto Menor
attyLLL wrote:it will now depend on the insurance company if they will still honor the policy, if they know about your settlement.

Hi Atty. as ngayon po yung deadline ng usapan namin sa contract and mukang di makaka tupad yung company. so breach of contract na po diba?

ang sabi kahapon ready na daw cheke pirma nalang daw, then ngayon tinawagan ko wala daw HR so tawag nalang daw ako ulit bukas.. eh hanggang today lang po yung usapan namin sa contract..

so null and void na po yung contract diba? if ever di sila tumupad pede ko po sila kasuhan ng reckless imprudence resulting to damage to property, driving w/o license and breach of contract diba po?

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6 Re: Car Accident on Thu Aug 04, 2016 5:27 pm

ador


Prision Mayor
contact your car insurance company.

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7 Re: Car Accident on Sun Aug 07, 2016 11:21 pm

attyLLL


moderator
yes, you can. again,i recommend you talk to your insurance company


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8 Re: Car Accident Today at 5:22 am

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