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Car loan with postdated check issued in the bank

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Arresto Menor
Pa advise naman sa mga nakaranas na ng ganitong scenario. Nag apply ako ng car loan thru a car dealer since na approve ako sa P.S bank nag required sila ng checking account for my requirements. Pinakuha ako ng checking account sa Philippines Business Bank since mabilis lang yung pagkuha ng checking account. Nag issue ako ng 12 months cheque sa P.S bank Ngayon hindi ako nakahulog this month of October 24th 2016 nag inform yung Philippines Business Bank na nireturn yung cheque ko tapos isang araw ang nakalipas naginform sila na close na yung account ko due to insufficient funds at pinapabalik na nila lahat ng cheque. Gusto ko na sana ireturn yung car na niloan ko sa PS bank dahil sa financial problem ng family namin ngayon at baka makasuhan pa ako ng BP 22.

Thank you

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