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Refund for Housing Laon

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1 Refund for Housing Laon on Tue Feb 01, 2011 1:33 pm

susie villamar


Arresto Menor
Good day Atty., if ever po na nag cancell kami ng in-house financing dun sa developer namin meron po ba kaming makukuha na sa ibinayad namin na almost 600K, kasi po as of now hindi na po namin kayang bayaran yung kinuha namin dahil natigil sa trabaho asawa ko OFW kasi sya. kaya kailang din namin ng ppera para sa puhunan sa negosyo... Please advice kung makukuha po kaming refund from developer. thanks.

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2 Re: Refund for Housing Laon on Wed Feb 02, 2011 4:54 pm

attyLLL


moderator
as per maceda law, it should be at least 50% refund. i recommend you inquire with the developer.


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3 Re: Refund for Housing Laon on Wed Feb 09, 2011 1:48 pm

susie villamar


Arresto Menor
Hi Atty., ask ko lang po kung obligado akong bayaran lahat ng arrears ko sa housing loan? kasi since November 2010 di na po ako nakapagbayad ng monthly amortization namin until now, ang gusto ng developer eh bayaran ko lahat ng arrears ko until March 2011 ang binigay na palugit sa akin and kailang ko rin pumirma ng promissory note na kailangan mabayaran ko po hanggang march kasi mapo-forfiet lahat ng binayad ko. sa ngayon po di ko mababayaran yun lahat siguro mga 3 months lang ang masesettle ko until march may karapatan ba ako mag request ng another extension and kailangan ko bang pirmahan yung promissory note nila to settle the arrears until march 2011? thanks in advance for your advise before ako pumunta sa developer this weekend.

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4 Re: Refund for Housing Laon on Wed Feb 09, 2011 3:30 pm

attyLLL


moderator
i don't understand, do you mean they will not give refund unless you pay?


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5 Re: Refund for Housing Laon on Thu Feb 10, 2011 9:42 am

susie villamar


Arresto Menor
Hi Atty., good morning po ulit. sensya na po sa kung naguluhan kayo sa statement ko. Since Novemeber 2010 until now di na po ako nakakapagbayad ng monthly amortization, nagrequest po ako sa developer na bigyan ako until March 2011 to settle yung arrears ko, but ang problem po gusto nila lahat ng arrears ko from November 2010 to March 2011 need to pay the full amount of my arrears with penalties, pero po para sa akin baka ang ma settle ko lang po eh Nov 2010 to January 2011. Pero and developer may papapirmahan na promissory note sa akin na by March 2011 kailang ko maisettle lahat ng arrears ko kung hindi mapo-forfiet po lahat ng ibinayad ko, ang tanong ko po ay:
1. Pwede po bang hindi ako pumirma sa promissory note na ginawa nila.
2. Pwede rin po ba na makiusap ulit ako sa developer for the extension of my deadline on my payment.
3. Kung hindi ko na po babayaran yung mga arrears ko may makukuha pa ba akong refund sa payments ko na almost 600K.
4. Tama rin po ba na ang gusto ng developer and masusunod.
5. Ano po ang dapat kong gawin if ever na gusto ko ng irefund sa akin yung nahulog ko na 600k kahit na ang total arrears ko ay 150k may mairerefund pa po ba akong amount at sa tngin nyo po magkano po if ever ang mairerefund sa akin.
Thanks po ulit

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6 Re: Refund for Housing Laon on Fri Feb 11, 2011 9:52 am

attyLLL


moderator
maceda law states that refund will be 50%. but many developers try to deny this with penalties and whatever reason they can think of, then it will be up to you to file a complaint at the hlurb.


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7 Re: Refund for Housing Laon Today at 5:33 pm

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