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Cocolife policy cancellation

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1 Cocolife policy cancellation on Sat Jun 03, 2017 5:46 pm

Misschi


Arresto Menor
Hi. Anybody here po na nakapagcancel ng FSP policy sa cocolife and nkakuha ng refund? 5 days after ko mapurchase kasi pinapacancel ko na para sana umabot ako sa 15 days cooling off period. Pero sabi nila di daw po applicable un sa FSP policy nila. I really feel deceived and the agent wasn't transparent with the policy that's why I decided to cancel it. Kaso non-refundable daw po sya. Any advice po? Please help. Thank you.

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2 Re: Cocolife policy cancellation on Tue Jun 13, 2017 8:29 am

Aikaterine


Arresto Menor
Ma'am same situation here. May karapatan ba tayong magalit? Pinapalabas kasi nila na tayo yong mali! Sabi nya not guaranteed daw na ma rerefund ang pera ko at binigyan ako ng ibang option para daw hindi toloyan mawala or its okay lang ba na ma approve yong camcellation pero hindi na ma rerefund. But firm talaga decision ko na o refund yong money ko. Dahil pera ko yon...hindi ako magbibitaw nang salita na or mag compromise na okay lang aa akin na hindi mababalik ang pera ko basta ma approve lang ang cancellation. Sabi ko dapat mabalik talaga.. grabe, talagang sarap umiyak at grabe mga plastic talaga.

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3 Re: Cocolife policy cancellation on Tue Jun 13, 2017 8:32 am

Aikaterine


Arresto Menor
Sigoro dapat mo gawin dapat fight mo yong karapatan mo na mabalik yong pera mo. Sabi sa ibang blog posts wag kang maniwala saga sinasabi nila ibang options or non refundable. Sabihin mo talaga na dapat mabalik ang pera mo as long as possible

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4 Re: Cocolife policy cancellation on Tue Jun 13, 2017 9:46 am

Misschi


Arresto Menor
My lawyer issued a demand letter to the branch, and they immediately asked me to submit all the signed papers that they gave me para daw sa cancellation process. I think tinatakot lang nila ung mga nagpapacancel so they won't pursue. If nasa 15 days cooling period pa po kayo and wala pa policy sainyo, siguro pwede nyo nmn ipacancel.

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5 Re: Cocolife policy cancellation on Tue Sep 05, 2017 5:04 am

Ihate scammer


Arresto Menor
Sana tulong tulong tayo ipa tulfo natin,sayang ang pera eh marami ako nababasa na negative sakanila tska yung market strategy nila ng loloko.ewan ko ba kung bakit napabayad ako

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6 Re: Cocolife policy cancellation on Wed Sep 27, 2017 1:23 am

tinix1025


Arresto Menor
@Misschi
so san po kayo nakapagfile ng cancellation?sa branch office na?kasi kadalasan ayaw tanggapin/pirmahan ng mga nasa branch yung mga nagpapacancel dun kaya yung iba dunederetso sa main office

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7 Re: Cocolife policy cancellation on Sun Oct 01, 2017 4:19 pm

Dennimes


Arresto Menor
Hi po same case po nanyari sakin yesterday lang po gusto ko na po icancel yung fsp ko na kinuha sa kanila prinessure po nila ako para iswipe yung atm ko need ko po ng help sna matulungan nyo po ako

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8 Re: Cocolife policy cancellation on Sun Oct 01, 2017 4:20 pm

Dennimes


Arresto Menor
Hi Ms.Misschi how much po binayad nyo sa lawyer po.??

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9 Re: Cocolife policy cancellation on Tue Oct 17, 2017 11:28 pm

MissAnne


Arresto Menor
Hi! Same thing happened to me kanina lang. I felt pressured kasi nung sinabi ko na nagmamadali na ako kasi yung kasama ko naghihintay sakin, nag rush na rin sila pa-fill out yung forms. Nakita ko nga yung form na may amount na babayaran. Tinanong ko kung pwede ba next time nalang i-process, sabi nung agent sakin ipapa-approve pa naman daw sa BDO yung account ko kung eligible before processing. Habang nagfill out ako hiningi yung atm ko. Then nung tapos na yung forms, lumapit na yung manager na may dalang POS machine. Ininsert yung card ko ( may chip yung debit card, di ako hiningian ng PIN). Parang sobrang galing nilang gumalaw grabe. I felt so stupid I was deceived by this. Di ko narealize na chinarge na ako even though she handed me the receipts from the POS dahil minemessage na ako ng kasama ko na 2 hours na nga daw ako nandoon. Natauhan lang ako nung pauwi na ako. I checked my bank acct online and found it out. Na-realize ko din after that na they were using jargons or, I dont know, key words (?) earlier to get their people jump into action. As in may flow lahat. Grabe. Kakareceive ko lang ng text message na it is ready for pick up na. Wow ha. It just took them 3 hours. Pano ko kaya macacancel to? Ano pong gagawin ko? Thank you!

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10 Re: Cocolife policy cancellation on Mon Oct 23, 2017 4:14 pm

elliza


Arresto Menor
hi same happened to me..pls help me hiw to cancel, they got 24k skin nun oct 21..pls help me

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11 Re: Cocolife policy cancellation on Fri Nov 10, 2017 4:21 am

Alengpots16


Arresto Menor
it also happened to me. Nov 6, 2017. Wala talaga sa plan ko to avail. 1st, ung available limit ng credit card ko is below 20k na. 2nd, sabi ko ask ko pa mama ko kasi malaking pera yun e.. pero sabi ni agent, i-swipe ko na lang daw kasi kahit madecline ako marereserve na yung slot sken para anytime, pwede daw ako bumalik dun. so para matapos na, i agreed to swipe it kasi nga alam ko madedecline at nagconfirm din ung agent na madedecline. Kaso pagkaswipe, hala! naglabas ng resibo!!!
so ending.. total of 24k+ un..

the moment lumabas yung receipt at bumalik kami sa table, i already asked the agent na icacancel ko na lang dahil wala naman sa plano talaga. pumayag lang ako dahil ang alam ko (sure ako) madedecline siya.. wala pang 1hr yun pagkaswipe. I am already asking them na icancel na lng pero sabi gagawan pa daw ng report. sabi ko e di gumawa na kayong report now.. kaso sabi kinabukasan pa daw.. pinahintay sken yung policy ko para may proof daw na nagtransact kami.. so i went home.

dito ko lang nalaman sa mga forum ung look up period na 15days.. so pwede naman pala.. pero sabi ng manager hindi na pwede.. also, dapat pala di na nila pinauwi sken yung policy ko since pinapacancel ko na nga nang araw din na yun.. (which made me think.. baka may something fishy dun)..

i returned nov 7 with a letter of cancellation. right now wala pa akong update kung naforward na ba sa main office nila yung letter ko. But i am positive na marerefund yun, since wala pang 24hrs nung bumalik ako..

attached ko dito yung sample letter nakuha ko sa isang blog.. credits to owner



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