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1 AUTOLOAN DELAYED PAYMENT on Thu Jun 08, 2017 1:12 pm


Arresto Menor

Badly need advise.

I acquired my car last year, Feb 2016 through Eastwest autoloan. Last Oct or Nov i had delayed payments. a collection agent was harassing me. So i settled my outstanding balance last January. Now, i have outstanding balance again from April up to this month. Two nights ago someone went to our house and told my brother that the car will be sheriff.  I emailed them telling them that i can pay them next week but ofcourse not the whole balance. My questions are:

1. Will it really be sheriff?
2. Can i ask for payment negotiation?
3. What will i do?

Thank you.

Last edited by prettyahyeigh on Thu Jun 08, 2017 1:12 pm; edited 1 time in total (Reason for editing : Included Bank name)

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2 Re: AUTOLOAN DELAYED PAYMENT on Thu Jun 08, 2017 3:36 pm


Reclusion Perpetua
talk to the bank since they are the only one who can answer your question. make it clear that you are true to your word and will not skip on your obligations in order for them to be lenient on your plight.

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3 Re: AUTOLOAN DELAYED PAYMENT on Wed Jun 14, 2017 1:31 pm


Reclusion Perpetua
Pag nahatak na ang sasakyan hindi mo na mahahabol yan.. also hindi ka na ulit makaka utang kasi black listed ka na agad..

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4 Re: AUTOLOAN DELAYED PAYMENT on Thu Jun 15, 2017 4:22 pm


Reclusion Perpetua
A Sheriff is a person and not an act. He is the representative of the Court to oversee the pull out of properties in cases of default.

It is not true that if your car has been pulled out, you no longer have a remedy. There is a Period of Redemption given to the owners.

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5 Re: AUTOLOAN DELAYED PAYMENT on Fri Feb 23, 2018 4:24 am


Reclusion Perpetua
Kung hatakin man ng sheriff yung sasakyan mo, make sure that he is armed with an authority to do so, such as a writ of replevin na inissue ng court. Try reading this.

Kung walang writ of replevin or any court order authorizing the sheriff to pull out your car, then you may refuse giving away your car. Kung magpumilit parin, kasuhan mo ng carnapping.

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