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Pag-Ibig housing Loan

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1 Pag-Ibig housing Loan on Tue Feb 15, 2011 11:33 pm

Mavic


Arresto Menor
Good Evening Sir/Maam,

Itatanong ko po kung ano ang maaaring gawin o sino ang pwedeng lapitan regarding sa isang hinuhulugang bahay at lupa sa Pag-Ibig. More than two years na pong nababayaran ang bahay at lote nang tuloy -tuloy na hulog sa PAg-Ibig, pero malapit n rin mag-two years di nakakahulog ang nakatira dito dahil nagkaproblema ang asawa sa abroad, paputol-putol ang hulog at merong makabayad ng para sa isang buwan, at masusundaan ulit mga 3months bago makahulog ulit. Hanggang may sulat na pong natanggap na pinababayaan na ng buo lahat ng utang at interes. Binigyan n po palugit na hanggang Feb. 22 na bayaran, pag hindi raw po nabayaran,pwede n e-open ulit ang bahay-lote at anytime pwede ilock ng taga Pag-Ibig at hindi nila makukuha anumang gamit meron sila. Naki-usap na po ang asawa na kung pwede sa condonation,hindi raw po sila pinayagan, parang black-listed na. Para po sa isang pamilya ang hindi pa po nakakahanap ng permaninteng trabaho at kawawa ang kanyang pamilya na nandito sa Pilipinas, gumagawa ng paraan ang asawa upang mairaos ang pamilya at mapag-paaral. Natatakot po sila na mapaalis nang mabilisan kasi nag-aaral ang mga bata at halos wala pa po silang anumang halaga namaibabayad kahit sa renta kung sakali. Ano po ang maaaring gawin. Di po alam kung saan titira at masakit sa loob mawawalan sila ng bahay,may tatlo pa namang anak. Maraming salamat po, at kailangan po talaga namin ng tulong at payo.

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2 Re: Pag-Ibig housing Loan on Wed Feb 16, 2011 9:17 pm

attyLLL


moderator
keep trying to negotiate with pag-ibig, but you have to offer some partial payment.

if they foreclose, they cannot immediately take the house. you will have 1 year from the time the notice is annotated on the title to redeem the property by paying the whole amount.


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CebuRealEstateHouse


Arresto Menor
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4 Re: Pag-Ibig housing Loan on Sun Sep 09, 2012 10:02 pm

liezl b rivera


Arresto Menor
naghousing loan ang asawa ko at na take out agad...hindi kami nakabayad ng montly amortization at may nagbabayad pala nito ng hindi namin alam...namatay asawa ko at pinafile ako ng pag ibig ng MRI..nasa akin na ung title at pano ung nagbabayad nito na hindi ko kilala?

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5 Re: Pag-Ibig housing Loan on Tue Sep 11, 2012 1:26 am

jekz


Prision Mayor
@liezl b rivera dont mind it nasayo na title wag mo ng alamin kung sino man sya pasalamat ka nalang at nabayaran Very Happy

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6 Re: Pag-Ibig housing Loan on Tue Mar 05, 2013 11:50 pm

rencila


Arresto Menor
attyLLL wrote:keep trying to negotiate with pag-ibig, but you have to offer some partial payment.

if they foreclose, they cannot immediately take the house. you will have 1 year from the time the notice is annotated on the title to redeem the property by paying the whole amount.

Hi ATTYLLL, i have the same problem... PAG IBIG's service provider (collecting agency) already called me up and is forcing me to pay at least half of my arrears within the week or else my property will be forwarded to the foreclosure dept. I wanted to settle things but time and money is not on my side yet.
How much time do i have before i will finally lose my property? Do i have to take the collecting agents "threats" seriously?
My arrears is about 12 months and around 100k.... they already took my TAV on my pagibig contributions and my arrears went down to 79k. Now they want me to pay at least half of it asap and not giving me enough time to raise the money.
Do i have other options to avoid losing the property without getting anything back?
Can i apply the maceda law here?

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7 Approval of housing loan on Mon Mar 11, 2013 9:08 am

fheng


Arresto Menor
Good day po,

Ask ko lang po sana kasi naka pag file na po yung fiancee ko ng application for pag ibig housing loan and last week po eh nag CI na po ang pag ibig sa house na balak namin iloan, ask ko lang po sana mga ilang weeks po kaya bago kami maka recieve ng call from pag ibig na approve po ang loan namin?? thanks a lot Smile

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8 Re: Pag-Ibig housing Loan Today at 10:12 pm

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