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Need Advice : 10 year old car loan in Dubai

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Nicole14


Arresto Menor
Hi po,

Hingi po sana ako ng advice about this problem I'm facing. Meron po akong naiwan na car loan nung umalis ako noong 2007. Bago po ako umalis binalik ko yung car sa car dealer na nagbenta sa amin ng kotse. Though wala na po ako documents as proof and Hindi ko po na notify yung bank. After 10 years na contact po ako ng debt collector na nasa Dubai at pinapa settle yung loan. Hingi sana po ako ng advice kasi wala ako means to settle this at this point, and tumatawag sila at nanggugulo sa work / office ko....
Tanong ko po:
1. Possible po kaya na may statue of limitation yung car loan, since almost 10 years ago na po yung last payment.
2. Ano po bang possible na further legal action ang pede nilang gawin since andito po ako ngayon sa singapore,
3. Nag issue po kasi ako ng PDC for the car loan, I don't know ano pang implications nito sa case ko now?

Hindi ko po alam pano ko approach ito kasi yung car loan na yun kinuha ko po para sa partner ko... wala naman po akong lisensya pero tinulungan ko sya kasi nagtiwala ako. Pero after 5 months lang nag hiwalay po kame. I know there's no law to protect stupid people like me. Kasi I am adult and should know what I'm doing pero during that time I was really blinded by emotions. Hindi ko po nagamit yung car at all after nya umalis. Kaya masakit sa akin din na pagdusahan ko to ngayon...

Salamat po sa advise nyo in advance.

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