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Request to delay cash loan payment

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1 Request to delay cash loan payment on Fri Aug 11, 2017 10:06 am

Jumbotron


Arresto Menor
Good day po, may cash/salary loan po ako sa Citibank, good payer naman po ako for the last 24 mths at 12mths nalang natitira sa amortization ko, pero nakikiusap ako sa kanila na yung next 3 consecutive mths kong cheque na inissue sa kanila na huwag munang ipasok since hindi ko mapopondohan pero after that delayed 3 months, back to normal na at ituloy na nila ideposit per month yung remaining checks ko. Nung nakikiusap ako sa phone, ang sinasagot sakin ng kausap ko is walang ganung patakaran at itutuloy padin nila idep ang cheque at if hndi napondohan, tatalbog talaga. Anu po pwedeng gawin para mapakiusapan sila sa request ko? San pong dept sa bangko nila dapat ako makiusap personally? Maraming salamat po sa payo.

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2 Re: Request to delay cash loan payment on Tue Aug 15, 2017 1:57 pm

xtianjames


Reclusion Perpetua
unfortunately, there is no such department. ang pwede mo lang gawin is gumawa ng paraan para mapondohan yung cheques mo ng di ka magka issue.

tandaan po natin na ang mga banks/lending companies ay mga business. nandyan sila para kumita sila ng pera. hindi sila nadadaan sa humanitarian reasons since ang panghahawakan nila ay yung contract ng loan.

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3 Re: Request to delay cash loan payment on Wed Aug 16, 2017 12:15 pm

Jumbotron


Arresto Menor
Maraming salamat po sa reply. Tanong ko lang po, anu napo ang next step na dapat kong gawin? Hintayin nalang po bang kontakin nila ako through their collection agent? may chance po bang ipadakip nila ako at ipakulong dahil sa bp22 charge since nag-issue po ako ng tseke sa kanila at nag close acct? And if let's say nagkaroon kami ng usapan in the future na mag ma monthly ako sa kanila sa remaining balance, magkakaroon po ba ng mark sa NBI clearance ko since empleyado lang po ako?

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4 Re: Request to delay cash loan payment on Wed Aug 16, 2017 1:00 pm

xtianjames


Reclusion Perpetua
Best choice of action for you is to find the means to fund your issued cheque. criminal case kasi ang haharapin mo kung kasuhan ka kaya mas magandang wag mo na paabutin sa ganun.

kung kakasuhan ka ng estafa, lalabas yun sa NBI records mo. in most cases kahit madismiss ang kaso, lalabas padin sya pero may annotation ng status ng case.

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