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WHAT ARE THE CONSEQUENCES IF I DID NOT PAY MY FLEXI CARD LOAN?

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kristinneganzon

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Arresto Menor
I Have problem regarding with PS BANK flexi loan.The collection dept keep sending letters that i need to pay my existing loan. before i dont have any problem in paying my said obligation with PS bank it just so happened that the company that im working had an issue paying our salary so i decided to stop my payment and ignore all the messages calls that i received from the bank. Im worried because the last letter that I received was the last warning and the they told me the next letter will be summon. In case I ignore it again the letter what will happen? is there any chance that they will take away my property to cover up don sa utang ko? diniclare ko kase s application ko na un permanent address ko eh sariling bahay ko thru pag ibig. what is the best thing to do kasi until now d ko pa kaya mabayaran ng buo o kahit kalahati un utang ko. nkapag loan ako ng 45k at ngayon umabot nas 60k ang kelangan ko bayaran almost 5mos na ata ako delayed sa payment.. thank you po in advance sa advice.

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kristinneganzon

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Arresto Menor

what is the difference between credit card and flexi loan card. magkaiba ba sila if you have any idea. Im planning to coordinate with PSBANK actually but the thing is di ko pa siya kaya mabayaran tlaga..pede kaya ako ang mgsabi kung ano amount lang kaya ko mabigay un mode of payment na suitable for me para di ko din mapabayaan un expenses ko lalo nasa bahay. im reading some of the issues here regarding unpaid loan and it really helped me. ntatakot kasi ako na mgka problema ako s bahay baka kunin since thru pag ibig yon and di ko pa sya
byad dahil rent to own ko siya kinuha.

if ever may kaso ba talaga at nakukulong s unpaid bank loan? sa situation ko kasi un application na pinirmahan ko thru them some of them are not true. un isang agent ng PS pineke un iba information sa akin para maka loan ako like iniba un work ko iniba dn un salary amount ko tas may bnigay sya sa akin na bdo account no. un mga binago don is para mkapasa ako sa requirments ng PS BANK pra maka loan but im worried nga kasi un iba info don ay totoo like my identity home address at dineclare ko na u nga owner ako ng bahay nmn thru pag ibg which is true.

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xtianjames


Reclusion Perpetua
kasamaang palad, walang lending institution ang papaya na ang may pagkaka utang ang magdidikta ng payment terms since bago ka magapply ng loan, meron ka pinirmahan terms and conditions. yan ang panghahawakan nila against you in case maghabol sila.

kung wala ka talaga maibabayad eh wala ka din magagawa. hindi mo din pwedeng pigilan sila na kasuhan ka kung lumabag ka sa kasunduan nyo (hindi pagbabayad). in case kasuhan ka nila, pwede kang utusan ng korte na liquidate ang assets mo para may maipangbayad ka sa utang mo or pwede din na ang korte ang magdikta ng payment terms.

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